$498,999
3 Bed 2 Bath Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL
1149 SE 13th Street, Cape Coral, FL, 33990
About this home
SELLER FINANCING AVAILABLE- BETTER RATES THAN THE BANKS! Discover the charm and possibilities of this classic canal-front home, perfectly positioned for waterfront living. Only minutes to the river (one bridge), and situated on a peaceful canal, this home has a beautiful dock with a boatlift and brand new composite decking, ideal for boating enthusiasts and sunset cruisers. A great opportunity for buyers who want a GULF ACCESS home with plenty of potential. Come check it out!
Property details
- Type
- SingleFamilyResidence
- Year built
- 1982
- Interior
- 2,111 sqft
- Lot size
- 11,586.96 sqft
- Acreage
- 0.27 acres
- Garage
- 2 car
- Days on market
- 113
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $6,986/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Shutters
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 12 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1102 SE 14th Terrace | Jan 2026 | $435,000 | 3/2 | 2,026 | $215 |
| 1314 SE 15th Terrace | Feb 2026 | $480,000 | 4/2 | 2,221 | $216 |
| 1424 SE 12th Street | Mar 2026 | $380,000 | 4/3 | 1,934 | $196 |
| 1118 SE 16th Terrace | Feb 2026 | $413,000 | 3/2 | 2,015 | $205 |
| 1457 SE 16th Street | Aug 2025 | $530,000 | 4/3 | 2,295 | $231 |
| 1302 SE 18 Street | Jun 2026 | $375,000 | 3/2 | 1,919 | $195 |
| Average | 6 comps | $435,500 | $210 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $49,999 (10%) from the original list price.
| Jun 5, 2026 | Sold | $450,000 |
| Mar 17, 2026 | Price reducedfrom $499,999 | $498,999 |
| Feb 13, 2026 | Listed | $499,999 |
The good, the trade-offs & the location
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Shutters
- 2-car garage
- Built 1982 — pre-2002 construction may carry older wind codes and higher insurance
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.