$299,900
3 Bed SingleFamilyResidence for Sale in St James City
2420 Poinciana Avenue, St James City, FL, 33956
About this home
Welcome to your slice of island life in St. James City, perfectly tucked just off 4th Ave and within easy walking distance to local restaurants, waterfront bars, live music, and some of the best fishing spots in Southwest Florida. Leave the car parked — dinner, sunset cocktails, and casting a line are all just steps away. This elevated 3-bedroom, 2.5-bath home offers a traditional layout with a touch of quasi-Victorian charm, giving it character you simply don’t find in cookie-cutter homes. Think inviting curb appeal, classic lines, and just enough personality to spark compliments from guests. Inside, the first floor is designed for everyday living and entertaining, featuring a comfortable living room, dedicated dining area, kitchen, and convenient half bath. Upstairs, you’ll find all three bedrooms, including the private master suite, along with two full bathrooms — keeping the living space downstairs and the quiet retreat upstairs exactly where it belongs. Whether you're searching for a great starter family home, a low point-of-entry snowbird escape, or simply a place where weekends feel like a permanent vacation, this home checks the boxes. Elevated construction adds peace of mind, and the property is super low maintenance, giving you more time to enjoy boating, fishing, kayaking, and the laid-back island lifestyle. St. James City is known for its relaxed atmosphere, world-class fishing, easy access to Pine Island Sound and the Gulf, and locally loved spots like waterfront seafood restaurants and neighborhood gathering places. It’s the kind of community where golf carts are common, sunsets are routine, and neighbors still wave. If you’ve been waiting for an affordable way to get into island living — without sacrificing charm or location — this is it. Because life’s too short not to live within walking distance of fresh seafood and a good fishing story.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2008
- Interior
- 1,620 sqft
- Lot size
- 5,445 sqft
- Acreage
- 0.13 acres
- Garage
- None
- Days on market
- 159
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $4,199/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Shutters
- Exposure
- North
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Septic Tank
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 3121 Skipper Lane | Oct 2025 | $340,000 | 3/2 | 1,508 | $225 |
| Average | 1 comps | $340,000 | $225 |
Market trends, St James City
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $34,900 (11.6%) from the original list price.
| Aug 14, 2026 | Sold | $265,000 |
| Feb 20, 2026 | Listed | $299,900 |
The good, the trade-offs & the location
- Built 2008 — post-2002 Florida wind codes (typically lower insurance)
- Storm protection: Shutters
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.