3 Bed Waterfront Home for Sale in Naples
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SoldMLS# 226013743

$399,000

3 Bed Waterfront Home for Sale in Naples

1327 Monarch Circle 11, Naples, FL, 34116

3 beds2.5 baths1,860 sqft2 garage
GatedPickleballTennisCommunity PoolBoatingWaterfront

About this home

Amazing value and LOW fees for a spotless 1,860 sq ft home, with a 2 car garage, huge driveway, community swimming pool, pickleball and tennis. The views of the waterway are full of birds and boaters enjoying the day. Inside, it just gets better with a move in ready finished home. All new appliances including a new washer and dryer, fresh paint and flooring throughout. Granite countertops in the kitchen and master bath, plus the added bonus of a 1/2 bath downstairs for visitors, so they aren't going into your kids bathroom upstairs. And yes, the master bedroom and the laundry are both downstairs. This home sits on your own land on the quiet side of Berkshire Village, far away from any highways. Behind the home, you can build a private pool or deck or many other possible amenities. Although this home is in an HOA, the fees are about as low as you would pay for someone to mow your lawn if you didn't have fees, but the lawn care and sprinkler maintenance is included, and of course so is the community pool and tennis court! That's a bargain. This is carefree waterfront living on your own land. The canal behind the home is over 100 feet across. The canoe behind the home is yours to to keep to explore over 11 miles of canal and Golden Gate Lake.

Property details

Type
Attached
Year built
1988
Interior
1,860 sqft
Lot size
6,969.6 sqft
Acreage
0.16 acres
Garage
2 car
Days on market
49
Total association fees
$2,940/yr (~$245/mo)
CDD
None
Est. taxes (1.4%)
$5,586/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementIrrigationWaterLegalAccountingMaintenanceGroundsRecreationFacilitiesReserveFundRoadMaintenance

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

PickleballPoolSeeRemarksTennisCourtsTrailsManagement
Below marketThis home is priced below comparable recent sales, a potential value.
This home
$215/sqft
Comp median
$239/sqft
Difference
-10%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
314 Melrose Place 33Nov 2025$420,0003/21,757$239
359 Melrose Place 16Nov 2025$440,0002/21,757$250
227 Melrose Place 52Dec 2025$385,0003/21,757$219
Average3 comps$415,000$236

Market trends, Naples

Median list
$675,000
Median $/sqft
$367
Median sold (90d)
$600,000
Avg days on market
110
Active listings
4,010
Median sold price · Naples
$600,000last 3 months4.8% vs $630,000 prior 3 months
Median closed price by month · Naples
1.7% MoM1% YoY
$530k$599k$668kJul ’25Aug ’26
$610,000Aug ’26 · 279 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $49,900 (11.6%) from the original list price.

Jul 10, 2026Sold$380,000
Apr 20, 2026Price reducedfrom $409,900$399,000
Apr 2, 2026Listed$429,900

The good, the trade-offs & the location

Pros
  • Waterfront
  • 2-car garage
Consider
  • Built 1988 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
0.9 mi
Physicians Regional (Naples)
Beach
6 mi
Naples Pier / Beach
Airport
3.5 mi
Naples Airport
Shopping
4.2 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.