$450,000
3 Bed Pool Home for Sale in Cape Coral
522 SE 4th Street, Cape Coral, FL, 33990
About this home
Welcome to your own slice of Southwest Florida paradise! This beautifully maintained **3-bedroom, 2-bath Waterfront Pool Home** offers the perfect blend of comfort, convenience, and waterfront living on a **freshwater canal with boating/kayak/paddle-board access to Saratoga Lake**(yes, there's fish!) **NO FLOOD INSURANCE REQUIRED** Whether you're enjoying a morning coffee by the water, entertaining friends poolside, or taking in the peaceful backyard setting, this home is designed to embrace the Florida lifestyle. Major updates provide peace of mind, including a **2019 roof**, **2021 A/C**, **newer water heater**, **impact-resistant front French doors**, and a **2018 heated saltwater pool**. The spacious split-bedroom floor plan offers privacy for owners and guests alike, while the guest bathroom provides direct access to the pool for added convenience. The open kitchen overlooks the main living areas, making it ideal for everyday living and entertaining. Speaking of entertaining, this home is also prewired for surround sound! Step outside to a **fully fenced, meticulously maintained landscaped backyard** featuring a covered lanai with a **240V outlet**—perfect for a future spa, expanded outdoor kitchen, or other high-powered outdoor amenities. **City water and sewer with all assessments paid**, giving added value and peace of mind. Ideally located in the heart of Cape Coral, you'll be just minutes from shopping like Sam's Club, restaurants, Sun Splash Family Waterpark, parks, schools, and MANY other everyday conveniences. If you've been searching for an updated waterfront pool home that checks every box in a prime location, this is the one you've been waiting for!
Property details
- Type
- SingleFamilyResidence
- Year built
- 1998
- Interior
- 1,707 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 2 car
- Days on market
- 19
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $6,300/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Shutters
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 402 SE 8th Place | Nov 2025 | $450,000 | 3/2 | 1,544 | $291 |
| 505 SE 9th Avenue | Nov 2025 | $449,900 | 3/2 | 1,714 | $262 |
| 904 SE 4th Place | Dec 2025 | $390,000 | 3/2 | 1,902 | $205 |
| 1128 SE 3rd Street | Dec 2025 | $430,000 | 3/2 | 1,724 | $249 |
| Average | 4 comps | $429,975 | $252 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $10,000 (2.2%) from the original list price.
| Aug 27, 2026 | Sold | $440,000 |
| Jul 16, 2026 | Listed | $450,000 |
The good, the trade-offs & the location
- Lower flood risk (zone X)
- Private pool
- Waterfront
- Storm protection: Shutters
- 2-car garage
- Built 1998 — pre-2002 construction may carry older wind codes and higher insurance
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.