$389,000
3 Bed SingleFamilyResidence for Sale in St James City
4406 Lake Heather Circle, St James City, FL, 33956
About this home
Island Living at an Incredible Value! Don't miss this opportunity to own an 1802 sf under air/2275 sf total beautiful partially furnished 3-bedroom, 3-bath concrete block one-owner home with a dedicated office and a 2-car garage in the charming community of Pine Island Village in beautiful St. James City, Florida. Priced below market value at just $215.87/sf, this home offers exceptional features and unbeatable value. Best of all this home is NOT in a Flood Zone!! No Flood Insurance required. Designed with comfort and functionality in mind, the spacious split-bedroom floor plan provides for creative use of the open concept living area with cathedral ceilings, and privacy for family and guests. The master has an en-suite bath, walk-in closet, reach-in closet and slider access to the back lanai. The home features durable tile flooring throughout, with carpet in the bedrooms, a walk-in pantry, convenient washer and dryer hookups, and separate office, all with abundant natural light. Enjoy Florida's outdoor lifestyle year-round from the two large tiled front and rear screened patios—perfect for morning coffee or evening relaxation. Listen to the birds and watch the palm trees sway as you pass the hours away in your private retreat! Built for peace of mind, this concrete block home includes impact-resistant windows and doors, a metal roof, and a newly installed whole-house Generac generator, ensuring comfort and security during any season. Residents of Pine Island Village enjoy access to a refreshing community pool while embracing the laid-back island lifestyle, all just minutes from shopping, dining, and everyday conveniences. This is your chance to own a move-in-ready island retreat at an exceptional price! Schedule your private showing today and discover the relaxed beauty of island living!
Property details
- Type
- SingleFamilyResidence
- Year built
- 2003
- Interior
- 1,802 sqft
- Lot size
- 15,028.2 sqft
- Acreage
- 0.34 acres
- Garage
- 2 car
- Days on market
- 8
- Total association fees
- $500/yr (~$42/mo)
- CDD
- None
- Est. taxes (1.4%)
- $5,446/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- Northwest
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Septic Tank
- New construction
- No
- Pets
- Yes
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 3462 Manatee Drive | Nov 2025 | $335,000 | 3/2 | 1,769 | $189 |
| Average | 1 comps | $335,000 | $189 |
Market trends, St James City
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $1,500 (0.4%) from the original list price.
| Sep 4, 2026 | Sold | $387,500 |
| Jul 22, 2026 | Listed | $389,000 |
The good, the trade-offs & the location
- Built 2003 — post-2002 Florida wind codes (typically lower insurance)
- Storm protection: Impact Windows/Doors
- 2-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.