$999,500
3 Bed Pool Home for Sale in Cape Coral
1109 SW 44th Street, Cape Coral, FL, 33914
About this home
Welcome to a waterfront sanctuary unlike any other—perched on the shores of Lake Finisterre, Cape Coral’s largest saltwater lake, offering breathtaking panoramic views and Gulf access for the ultimate Southwest Florida lifestyle! This spacious 3-bedroom, 2.5-bath home offers over 3,700 sq. ft. of indoor living, perfectly designed for those who crave water views, luxury, and functionality. Located in the highly desirable southwest, just minutes from Cape Harbour, this home offers an easy 20-minute boat ride to open water with just one bridge out—ideal for both casual cruisers and serious boaters. What truly sets this property apart are the incredible lake views that greet you from nearly every angle. Whether you’re sipping coffee in the breakfast nook, entertaining from the upstairs lounge, or unwinding poolside, the expansive water vistas and vibrant skies deliver unforgettable sunrises and sunsets daily. Step inside to find an open, elegant layout with a formal sitting room, a large dining area, and a gourmet kitchen with solid-surface counters and stainless-steel appliances—all oriented to maximize lakefront sightlines. The primary suite is a true retreat with French doors leading to the pool, dual vanities, a soaking tub, walk-in closets, and a private water closet. Upstairs, an enormous bonus room/lounge offers endless possibilities: currently used as an entertainment hub complete with bar and poker table, it also features elevated panoramic views of the lake that make it the perfect space for relaxing or hosting guests. Want more? This space could easily be converted into a show-stopping master suite. Outside, enjoy the new 2023 dock with a tiki hut, perfect for fishing, lounging, or launching into the Gulf. The home has also undergone major upgrades including: • New roof (2023) • Fully remodeled lower level with updated plumbing and electrical • New flooring throughout Whether you’re looking for a full-time residence, a vacation getaway, or an income property, this one-of-a-kind lakefront stunner delivers it all—with unmatched views, Gulf access, and prime location in one of Cape Coral’s most sought-after waterfront communities.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1983
- Interior
- 3,725 sqft
- Lot size
- 10,554.588 sqft
- Acreage
- 0.24 acres
- Garage
- 2 car
- Days on market
- 300
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $13,993/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.
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Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $325,500 (24.6%) from the original list price.
| May 15, 2026 | Back on market | |
| Apr 30, 2026 | Price reducedfrom $1,050,000 | $999,500 |
| Oct 18, 2025 | Listed | $1,325,000 |
The good, the trade-offs & the location
- Private pool
- Waterfront
- 2-car garage
- Built 1983 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.