3 Bed 2 Bath Pool Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL
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SoldMLS# 2025021296

$550,000

3 Bed 2 Bath Pool Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL

1317 SE 21st Street, Cape Coral, FL, 33990

3 beds2 baths1,742 sqft2 garage
GatedBoatingWaterfront

About this home

MULTIPLE OFFERS!! - LOOKING FOR A SMART WAY TO OWN YOUR FUTURE VACATION HOME — ONE THAT EARNS ITS KEEP UNTIL YOU’RE READY TO USE IT? THIS IS THE OPPORTUNITY YOU’VE BEEN WAITING FOR. Gulf access, boat dock and lift, swimming pool, updates and vacation rentals in place! This is the kind of property savvy buyers lock in now at today’s prices, enjoy occasional personal use and let strong seasonal demand cover the carrying costs until they’re ready to claim the home for themselves or keep it in your real estate portfolio. Saltwater canal that leads to the CALOOSAHATCHEE RIVER and out to the GULF OF AMERICA. Located in one of SE Cape Coral’s most desirable boating corridors, this WATERFRONT GEM checks every box for long-term enjoyment and short-term performance. Tile floors throughout make this home cool and low-maintenance, while the bright, open layout creates an immediate sense of peace the moment you walk in. The PRIMARY SUITE stretches the full depth of the home — a peaceful retreat with an UPDATED BATH and sliders that open straight to the pool. On the opposite side, two spacious GUEST SUITES with updated pool bath offers ideal flexibility for guests. The BEAUTIFUL KITCHEN features wood cabinetry with quality tongue and groove construction, crown molding and soft close features. Finishing touches like granite counters, stainless steel appliances, pantry and ample prep space for everything from family dinners to entertaining renters and guests. Indoor and outdoor dining options abound — a poolside dining room or the covered lanai overlooking the water. Pocketing sliders bring the outdoors in during amazing weather like we have right now! Step outdoors and discover the Florida lifestyle everyone dreams about: a SPARKLING, HEATED, SALT WATER POOL NEWER SCREENED LANAI (2023). Your 100-FOOT-WIDE CANAL provides amazing views and Gulf of America access. The PRIVATE BOAT DOCK features a wrap around dock with boat lift and is ready for boating, kayaking or simply relaxing by the water. Solid CONCRETE BLOCK CONSTRUCTION, a NEWER 2021 DIMENSIONAL SHINGLE ROOF, MANY IMPACT GLASS WINDOWS and NO prior flooding add peace of mind. This home is NOT in a flood zone, so NO flood insurance is required. The home CAN BE available TURNKEY — fully furnished and ready to enjoy personally or keep in a rental program. This property is currently in a SUCCESSFUL VACATION RENTAL with strong bookings through early April, 2026. Reservations can TRANSFER TO THE NEW OWNER or be CANCELLED WITH ACCEPTABLE TERMS — complete flexibility for whichever investment path you choose. IF YOU WANT A VACATION HOME THAT HELPS PAY FOR ITSELF UNTIL YOU’RE READY TO LIVE THE LIFESTYLE FULL-TIME, THIS IS THE CLEAR WINNER. Secure it now, enjoy the income and step into your future waterfront life on your timeline. Homes like this — location, flexibility, and income potential — do not last long. This is a SMART BUY — SECURE YOUR FUTURE VACATION HOME NOW — AND LET THE MARKET WORK FOR YOU. Call Today.

Property details

Type
SingleFamilyResidence
Year built
1979
Interior
1,742 sqft
Lot size
11,586.96 sqft
Acreage
0.27 acres
Garage
2 car
Days on market
8
Total association fees
None
CDD
None
Est. taxes (1.4%)
$7,700/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$316/sqft
Comp median
$311/sqft
Difference
+2%

Based on the $/sqft of 12 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1321 SE 21st LaneMay 2026$665,0004/21,790$372
1438 SE 20th StreetJan 2026$630,0003/21,904$331
1108 SE 19th LaneAug 2025$452,0004/21,718$263
1226 SE 23rd StreetApr 2026$465,0004/31,773$262
1018 SE 22nd StreetSep 2025$495,0003/21,642$301
1910 SE 10th PlaceOct 2025$500,0003/21,702$294
Average6 comps$534,500$304

Market trends — Cape Coral

Median list
$399,999
Median $/sqft
$234
Median sold (90d)
$384,900
Avg days on market
94
Active listings
2,509
Median sold price · Cape Coral
$382,000last 3 months7% vs $356,900 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM11.3% YoY
$340k$368k$395kJul ’25Jul ’26
$395,000Jul ’26 · 316 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Jan 28, 2026Sold$550,000
Dec 1, 2025Listed$550,000

The good, the trade-offs & the location

Pros
  • Private pool
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • Built 1979 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
1.3 mi
Cape Coral Hospital
Beach
11.2 mi
Fort Myers Beach
Airport
5.5 mi
Page Field (Fort Myers)
Shopping
2.5 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.