3 Bed Pool Home for Sale in Cape Coral
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For SaleMLS# 2026005287

$1,150,000

3 Bed Pool Home for Sale in Cape Coral

5422 SW 20th Avenue, Cape Coral, FL, 33914

3 beds3.5 baths2,610 sqft3 garage
BoatingWaterfront

About this home

REDUCTION-MOTIVATED SELLER-Send Offers! Imagine ending your day with a W sunset view [Not N nor E] from a PRESTIGIOUS UNIT 69 CAPE HARBOUR GULF ACCESS BEAUTY on a TRIPLE LOT [14,985 SFT] WITH an OVERSIZED THREE CAR GARAGE and TWO [YES TWO] PRIMARY ENSUITES [2610 SFT], THREE FULL BATHS, plus a POOL BATH, LARGE HEATED POOL w/SPA on a 48'5X26' DECK, LARGE 34'X26' UNDER TRUSS LANAI, +SECOND PRIMARY LANAI u/TRUSS, CANOPY BOAT LIFT/CAPTAIN'S DOCK with 3-CAR GARAGE [one Bay Extended 11']-LUXURY MEDITERREAN COASTAL LIVING AT ITS FINEST. NEWLY REPAINTED with NEW FRONT SOFFIT VENTS. Discover an EXTRAORDINARY opportunity to own in Cape's UNIT 69, a remarkable GULF ACCESS masterpiece perfectly positioned on a TRIPLE LOT in the highly sought-after SW CAPE HARBOUR area. This home delivers the ULTIMATE SWFL LIFESTYLE—boating, entertaining, relaxing, BEAUTIFUL SUNSET VIEWING—all minutes from CAPE HARBOUR’s vibrant shops, restaurants, and activities. Enjoy this expansive WESTERN exposure OASIS featuring DOUBLE UNDER TRUSS LANAI'S, ideal soaking in BREATHTAKING SUNSETS etc. The outdoor living area is a true SHOWPLACE with caged HEATED POOL, OUTDOOR KITCHEN and dining, 10k BOAT LIFT with CAPTAIN'S WALK—a dream setup!. AN iron FENCED BACKYARD adds both elegance and security. Inside, VAST 2,610 sq ft UNDER AIR /5,480 sq ft total is beautifully TILED and WOOD GRAINED and designed for both comfort and sophistication. Its designer GRANITE KITCHEN offers efficiency, style, breakfast bar, built in desk, and family plus formal dining areas. Entertain effortlessly in the formal dining room and great room. This home features THREE OVERSIZED BEDROOMS, TWO [YES TWO] LUXURIOUS PRIMARY SUITES, a LARGE DEN/OFFICE that easily can serve as a fourth bedroom. With 3.5 BATHS, including a DEDICATED POOL BATH, EVERY detail supports convenience and privacy. Primary Suite 1 impresses with a COFFERED CEILING [w/planter shelf, plantation shutters, individual bedside lighting, slider to lanai/pool] and a SPA-INSPIRED BATH showcasing a Roman tub framed by SEPARATE mirrored VANITIES, a SUNLIT Hollywood block WALK THRU SHOWER a massive walk in closet [a high favorite], private toilet room and linen closet. POCKETED SLIDERS OPEN DIRECTLY TO LANAI/POOL. Sunlit PRIMARY SUITE 2 offers ITS PRIVATE SLIDER to its UNDER TRUSS seating deck, WINDOW PLANTATION SHUTTERS, a spacious MIRRORED VANITY, WALK-IN SHOWER, TOILET CLOSET and WALK-IN CLOTHING CLOSET—PERFECT FOR GUESTS OR MULTI-GENERATIONAL LIVING. Additional highlights include:*all plantation shutters*utility room w/sink and huge shelved closet w/fold-down ironing board*oversized extended three car garage*multiple slider access points TO LANAI DECK from both suites, great room, family dining, and the pool bath*an Outdoor Kitchen*Captain's Dock covered boat lift dock*impeccably maintained, coastal inspired finishes throughout.... the SWFL lifestyle. This is coastal living without compromise. NOTE:3 LOTS 2 ENSUITES 3 CARGarage W Exposure!

Property details

Type
SingleFamilyResidence
Year built
2002
Interior
2,610 sqft
Lot size
14,984.64 sqft
Acreage
0.34 acres
Garage
3 car
Days on market
205
Total association fees
None
CDD
None
Est. taxes (1.4%)
$16,100/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Shutters
Exposure
West
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
Yes
Spa
Yes
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Maintenance included in the fee

CableTvInsuranceInternetIrrigationWaterLaundryMaintenanceGroundsPestControlSewerTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$441/sqft
Comp median
$425/sqft
Difference
+4%

Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
5201 Chiquita BoulevardFeb 2026$1,100,0004/32,458$448
1442 SW 54th TerraceJan 2026$1,090,0004/32,563$425
1438 SW 54th TerraceOct 2025$1,050,0003/32,484$423
2600 El Dorado ParkwayOct 2025$1,155,0003/22,452$471
2602 El Dorado ParkwayFeb 2026$1,050,0003/22,709$388
Average5 comps$1,089,000$431

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$233
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,460
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
1.3% MoM8.4% YoY
$340k$365k$390kJul ’25Aug ’26
$384,750Aug ’26 · 413 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $100,000 (8%) from the original list price.

Aug 7, 2026Price reducedfrom $1,199,000$1,150,000
Feb 2, 2026Back on market
Jan 29, 2026Listed$1,250,000

The good, the trade-offs & the location

Pros
  • Built 2002 — post-2002 Florida wind codes (typically lower insurance)
  • Private pool
  • Gulf access (Direct — no bridges)
  • Storm protection: Shutters
  • 3-car garage
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
7.2 mi
Cape Coral Hospital
Beach
7.9 mi
Fort Myers Beach
Airport
9.7 mi
Page Field (Fort Myers)
Shopping
8.3 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.