3 Bed Pool Home for Sale in Cape Coral
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For SaleMLS# 2026018284

$499,000

3 Bed Pool Home for Sale in Cape Coral

1145 SW 21st Terrace, Cape Coral, FL, 33991

3 beds2 baths1,692 sqft2 garage
Golf

About this home

Beautifully remodeled, modern golf course pool home in overlooking the 13th hole of Palmetto-Pine Country Club, a semi-private Arthur Hills–designed 18-hole championship course offering year-round public golf, affordable memberships, and full dining and social amenities. No renovations needed here, this home has already been beautifully updated and shows modern, and move-in ready. No rear neighbors behind you, so you have your peacefulness and privacy! This elevated property sits outside FEMA’s special flood zone (Zone X), providing peace of mind with no flooding and typically no flood insurance required by lenders. A huge oversized open-floor-plan living area flows seamlessly to the outdoors through 4 glass door sliders that pocket fully into the wall, maximizing natural light and panoramic pool and golf views. Beautiful new tile throughout the home, no carpet or mixed flooring. Step outside to your private oversized built-in pool, framed by premium picture-window screens and complemented by an expansive under-lanai area and full-length sun deck—perfect for year-round Florida living. Inside, the home offers nearly 1,700 sq. ft. of living area, and thanks to its thoughtfully designed open floor plan, it lives much larger than its size would suggest, featuring 3 bedrooms and 2 baths, including a convenient fully remodeled pool bath with walk-in shower, plus full hurricane protection with a mix of hurricane bifold shutters and newer impact window replacements.The new contemporary remodeled kitchen features beautiful fine cabinetry, extensive heavy drawer storage, premium appliances, stone backsplash, a long island bar for entertaining, and gorgeous stone counters and rustic block bar top. Fresh paint, no carpet, 12x24 modern tile throughout, high cathedral ceilings, recessed lighting, designer fans, and a double-door front entry with transom window elevate the home’s clean, modern feel. The rear dining area faced to the rear overlooks the pool and golf course for picture-perfect views. In the Master Bedroom, glass door sliders access the rear lanai and pool, the remodeled Master Bath has a beautiful walk-in shower and huge walk-in closet. Add’l highlights include a beautiful screened in cage with new “picture window” screening, a 3-year-old roof, 1 1/2 year old A/C System with 10 Yr warranty, 6 mo old Hot Water tank with warranty, Brand New Pool Pump with warranty, a 2-car garage, PLUS NO HOA, and near club’s low membership amenities—full-service dining, bar, social events, bocce, locker rooms, and Mulligans outdoor snack bar. A rare opportunity to enjoy resort-style living in a beautifully updated home with exceptional outdoor space and year-round golf just steps away. Please view the 3 D ZILLOW tour linked with Floor Plan. See flyer attached showing public and very affordable memberships. Golf course direct frontage pool homes in this prime SW Cape Coral area close to everything, are a very rare find at this price.

Property details

Type
SingleFamilyResidence
Year built
1988
Interior
1,692 sqft
Lot size
10,018.8 sqft
Acreage
0.23 acres
Garage
2 car
Days on market
129
Total association fees
None
CDD
None
Est. taxes (1.4%)
$6,986/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors, Shutters
Exposure
North
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Public
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Amenities

GolfCourse

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$295/sqft
Comp median
$256/sqft
Difference
+15%

Based on the $/sqft of 20 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
2233 SW 12th PlaceAug 2026$385,0003/21,590$242
1309 SW 19th LaneMay 2026$555,0003/21,810$307
1423 SW 20th StreetApr 2026$470,0003/21,623$290
1006 SW 22nd TerraceJul 2026$387,5003/21,670$232
1305 SW 24th StreetAug 2025$399,0003/21,598$250
2301 SW 15th PlaceJul 2026$430,0004/21,642$262
Average6 comps$437,750$264

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$232
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,481
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
1.3% MoM8.4% YoY
$340k$365k$390kJul ’25Aug ’26
$384,750Aug ’26 · 413 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $76,000 (13.2%) from the original list price.

Aug 20, 2026Price reducedfrom $575,000$499,000
Apr 23, 2026Listed$575,000

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Private pool
  • Storm protection: Impact Windows/Doors, Shutters
  • 2-car garage
Consider
  • Built 1988 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
3.7 mi
Cape Coral Hospital
Beach
11.5 mi
Fort Myers Beach
Airport
8.6 mi
Page Field (Fort Myers)
Shopping
4.5 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.