3 Bed 3 Bath Pool Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL
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SoldMLS# 2026023048

$450,000

3 Bed 3 Bath Pool Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL

609 SE 21st Street, Cape Coral, FL, 33990

3 beds3 baths2,458 sqft2 garage
GatedBoatingWaterfront

About this home

Located along one of Cape Coral’s picturesque freshwater canal systems, this expansive two-story residence offers a rare fusion of scale, serenity, and enduring value. Boasting over 2,400 square feet under air, this classic Cape Coral waterfront home captures the essence of Southwest Florida living with sweeping views of an impressive 150-foot-wide canal and nearby intersecting waterways that create a breathtaking aquatic panorama from both levels of the home. The upstairs vantage point is particularly extraordinary, overlooking the shimmering pool, lush tropical landscaping, and tranquil canal beyond — an idyllic backdrop for morning coffee or evening sunsets. The oversized freshwater canal system invites endless exploration by kayak, canoe, or small boat, with miles of navigable waterways teeming with native wildlife, including otters and exotic birds, while bass fishing can be enjoyed directly from your own backyard dock. Designed with both luxury and functionality in mind, the property features a fenced backyard ideal for children and pets, along with an additional fenced 18’ x 8’ in-ground garden area that can easily serve as a private pet run or flourishing garden sanctuary. The large pool creates a true resort-style atmosphere, complemented by a pool pump less than one year old and beautifully curated landscaping enhanced by an automated sprinkler system. Inside, the residence exudes warmth and refinement with recently painted interior living spaces and an inviting layout tailored for both entertaining and everyday family living. The kitchen showcases gorgeous high-end granite countertops paired with newer appliances, creating a sophisticated culinary space that balances elegance with practicality. Significant capital improvements further elevate the home’s value and peace of mind, including a new roof, soffit, and gutters installed in 2023, exterior painting completed in 2024, accordion hurricane shutters protecting windows and sliders on both floors, and expansive pull-out accordion shutters spanning the first-floor exterior from the pool bath to the living room wall. The garage is additionally enhanced with a sliding screen enclosure for comfort and versatility. Positioned in a highly desirable section of old Cape Coral known for its established character, safety, and strong school district, this exceptional property is conveniently located near downtown Cape Coral, shopping, waterfront dining, and some of the area’s most beloved restaurants. Even more compelling, this freshwater waterfront residence is not located in a flood zone — a truly valuable distinction for waterfront living in Southwest Florida.

Property details

Type
SingleFamilyResidence
Year built
1991
Interior
2,458 sqft
Lot size
11,586.96 sqft
Acreage
0.27 acres
Garage
2 car
Days on market
19
Total association fees
None
CDD
None
Est. taxes (1.4%)
$6,300/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$183/sqft
Comp median
$195/sqft
Difference
-6%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
613 SE 19th LaneFeb 2026$500,0003/22,486$201
1926 SE 10th PlaceApr 2026$510,5004/22,416$211
164 SE 19th LaneSep 2025$435,0004/32,296$189
411 SE 17th StreetJul 2026$425,0004/22,344$181
Average4 comps$467,625$196

Market trends — Cape Coral

Median list
$399,999
Median $/sqft
$234
Median sold (90d)
$384,900
Avg days on market
94
Active listings
2,509
Median sold price · Cape Coral
$382,000last 3 months7% vs $356,900 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM11.3% YoY
$340k$368k$395kJul ’25Jul ’26
$395,000Jul ’26 · 316 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $20,000 (4.4%) from the original list price.

Jul 9, 2026Sold$430,000
May 21, 2026Listed$450,000

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Private pool
  • Waterfront
  • 2-car garage
Consider
  • Built 1991 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
1.7 mi
Cape Coral Hospital
Beach
11.2 mi
Fort Myers Beach
Airport
6.3 mi
Page Field (Fort Myers)
Shopping
2.8 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.