3 Bed Pool Home for Sale in Cape Coral, FL, $395,000
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For SaleMLS# 2026029478

$395,000

3 Bed Pool Home for Sale in Cape Coral, FL, $395,000

130 SE 28th Terrace, Cape Coral, FL, 33904

3 beds2 baths1,485 sqft2 garage
Gated

About this home

An Exceptional Offering on a RARE TRIPLE LOT POOL HOME – Where Space, Lifestyle & Location Converge Opportunities such as this are becoming increasingly scarce in Southeast Cape Coral. Set on an expansive, fully fenced triple homesite, this beautifully updated residence offers exceptional privacy, flexibility, and outdoor living seldom found in today's market. For buyers who recognize the value of land and thoughtful improvements, this property represents an exceptional investment in one of Cape Coral's most desirable locations. The oversized white vinyl privacy fence encloses the entire property, while double gate access on both sides easily accommodates boats, trailers, recreational vehicles, golf carts, or additional storage—a highly sought-after feature for Southwest Florida living. Designed to embrace Florida's year-round outdoor lifestyle, the home's outdoor living footprint is nearly as expansive as the interior itself. The impressive covered lanai flows seamlessly to a screen-enclosed heated swimming pool (approximately 3½ to 6 feet deep), creating a true extension of the home. Whether hosting family gatherings, entertaining friends, or enjoying a quiet evening poolside, this remarkable outdoor setting offers the space and versatility today's buyers desire. Inside, the home reflects meticulous ownership with an extensive list of quality upgrades. Recent improvements include all new kitchen appliances, new washer and dryer, new garbage disposal, new pool heater, new pool filter, A/C (2022), water heater (2022), electrical panel (2019), garage screen enclosure, new front entry door, and new ceiling fans throughout. The primary suite has been thoughtfully reimagined into a sophisticated private retreat with a beautifully remodeled bath featuring a new soaking tub, custom shower, vanity, mirror, lighting, exhaust fan, and window. Both bathrooms feature integrated Bluetooth speakers, while a new pool bath door adds style and functionality. Location is another defining advantage. Just minutes away are Cape Coral's championship golf courses, multiple public boat ramps, Gulf-access waterways, the revitalized Downtown Cape Coral entertainment district, and the iconic Cape Coral Yacht Club, where residents enjoy waterfront dining, a public beach, fishing pier, tennis, pickleball, and endless recreation. Savvy buyers understand that you can renovate a home, but you cannot recreate a premium homesite. Triple lots with complete privacy fencing, dual side access, substantial outdoor living, and extensive capital improvements are becoming increasingly difficult to find. This is a rare opportunity to own one of Southeast Cape Coral's most versatile homesites.

Property details

Type
SingleFamilyResidence
Year built
1998
Interior
1,485 sqft
Lot size
14,984.64 sqft
Acreage
0.34 acres
Garage
2 car
Days on market
0
Total association fees
None
CDD
None
Est. taxes (1.4%)
$5,530/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
South
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Maintenance included in the fee

Trash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$266/sqft
Comp median
$248/sqft
Difference
+7%

Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
2626 SW 1st AvenueJun 2026$340,0003/21,462$233
224 SE 31st TerraceFeb 2026$425,0003/21,523$279
302 SE 34th StreetDec 2025$350,0003/21,628$215
132 SW 34th LaneFeb 2026$385,0003/21,555$248
3020 SW 5th AvenueMay 2026$337,2503/21,422$237
2821 SE 8th AvenueMay 2026$359,9003/21,435$251
Average6 comps$366,192$244

Market trends — Cape Coral

Median list
$399,999
Median $/sqft
$235
Median sold (90d)
$385,000
Avg days on market
95
Active listings
2,498
Median sold price · Cape Coral
$385,000last 3 months6.9% vs $360,000 prior 3 months
Median closed price by month · Cape Coral
2.2% MoM13.4% YoY
$340k$371k$403kJul ’25Aug ’26
$402,500Aug ’26 · 8 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Private pool
  • 2-car garage
Consider
  • Built 1998 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
2.9 mi
Cape Coral Hospital
Beach
10.2 mi
Fort Myers Beach
Airport
6.8 mi
Page Field (Fort Myers)
Shopping
4.1 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.