3 Bed Pool Home for Sale in Cape Harbour
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For SaleMLS# 2026030619

$1,465,000

3 Bed Pool Home for Sale in Cape Harbour

5514 Merlyn Lane, Cape Coral, FL, 33914

3 beds3 baths2,669 sqft2 garage
GatedPickleballTennisBoatingFitness CenterClubhouseBasketballCommunity PoolOn-site DiningWaterfront

About this home

Welcome to the first-time offering of this exceptional waterfront home, perfectly positioned on a direct Gulf Access canal with **121 feet of seawall** and breathtaking **wide intersecting canal views** that create the perfect backdrop for unforgettable Southwest Florida sunsets. Designed with the boating enthusiast in mind, the expansive waterfront easily accommodates larger vessels, and **open water is just minutes away**, making every day an invitation to explore the Gulf. Lovingly maintained by its original owner, this custom residence showcases timeless architecture, quality craftsmanship, and thoughtful design throughout. Spacious living and family rooms are perfectly positioned to capture the tranquil water views, creating an inviting setting for both everyday living and entertaining. The kitchen features rich cherry-glazed cabinetry, recessed lighting, stainless steel appliances, a built-in wall oven, and a sleek cooktop. The private primary suite has been enhanced with updated flooring and offers a peaceful sitting area, while the luxurious primary bath offers recently updated cabinetry and countertops, dual vanities, a tiled walk-through shower, and a relaxing sunken soaking tub. Additional highlights include a **2023 tile roof**, **2023 5-ton air conditioning system**, 2023 Electrical Panel, central vacuum, elegant trim work, and numerous custom architectural details that add character and charm throughout the home. Whether you're searching for an exceptional boating property or a peaceful waterfront retreat, this rare Cape Harbour opportunity offers an unbeatable combination of location, quality, and spectacular views.  Owner has an affordable transferable Flood Policy that offers additional peace of mind.

Property details

Type
SingleFamilyResidence
Year built
1997
Interior
2,669 sqft
Lot size
17,424 sqft
Acreage
0.40 acres
Garage
2 car
Days on market
35
Total association fees
$3,264/yr (~$272/mo)
CDD
None
Est. taxes (1.4%)
$20,510/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInternetLegalAccountingRecreationFacilitiesRoadMaintenanceSecurity

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBoatDockMarinaBoatRampClubhouseFitnessCenterPickleballPoolRestaurantBoatSlipSeeRemarksSidewalksTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales, a potential value.
This home
$549/sqft
Comp median
$617/sqft
Difference
-11%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
5513 Merlyn LaneDec 2025$1,150,0003/32,535$454
1524 SW 56th TerraceApr 2026$1,500,0003/32,482$604
1720 SW 50th TerraceJul 2026$1,700,0003/32,689$632
2401 SW 52nd StreetMar 2026$1,575,0003/32,504$629
Average4 comps$1,481,250$580

Market trends, Cape Harbour

Median list
$685,000
Median $/sqft
$360
Median sold (90d)
$503,750
Avg days on market
144
Active listings
27
Median sold price · Cape Harbour
$503,750last 3 months4% vs $525,000 prior 3 months

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $184,000 (11.2%) from the original list price.

Aug 21, 2026Price reducedfrom $1,496,500$1,465,000
Jul 18, 2026Listed$1,649,000

The good, the trade-offs & the location

Pros
  • Private pool
  • Waterfront
  • 2-car garage
Consider
  • Built 1997 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
7.3 mi
Cape Coral Hospital
Beach
7.7 mi
Fort Myers Beach
Airport
9.7 mi
Page Field (Fort Myers)
Shopping
8.4 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.