$619,000
3 Bed Pool Home for Sale in Bella Terra
20291 Torre Del Lago Street, Estero, FL, 33928
About this home
This isn't your typical Bella Terra floor plan. Offering nearly 2,800 sq ft, this Chelsea Flex layout features 3 bedrooms plus a den, a spacious loft, and 3 full bathrooms including a pool bath with easy 4th bedroom potential. This is ideal for buyers who need flexible space to live, work and spread out without sacrificing connection. From the moment you enter, you’ll notice soaring ceilings, oversized windows, and abundant natural light. The open layout flows seamlessly from the main living area to the kitchen and out to the lanai, creating the perfect setup for both everyday living and entertaining. The kitchen features custom wood cabinetry, solid surface counters, updated backsplash, and a breakfast bar that naturally becomes the heart of the home. Upstairs, the spacious loft overlooks the main living area and offers flexible use as a second living space, office, or guest retreat. The primary suite is private and inviting with a tray ceiling, well-appointed bath, and private balcony. Need more space? This floor plan offers two simple options for a 4th bedroom—enclose the loft (original design intent) or convert the downstairs den into a guest suite or office. Step outside to your solar-heated pool and spa, expansive covered lanai, and full pool bath—a true Florida outdoor living setup that’s private, spacious, and ideal year-round. Major updates already done: Roof (2019) | AC (2021) | Water Heater (2024) Located in the highly desirable Bella Terra gated community with resort-style amenities including a clubhouse, pool, fitness center, tennis, pickleball, and a full social calendar. Conveniently close to the entrance and just minutes to Estero, Bonita Springs, shopping, dining, and Gulf beaches. Homes with this layout, space, and flexibility don’t come along often. One or more photo(s) has been virtually staged, AI generated or rendered (two twilight shots front and back of the home).
Property details
- Type
- SingleFamilyResidence
- Year built
- 2004
- Interior
- 2,763 sqft
- Lot size
- 9,104.04 sqft
- Acreage
- 0.21 acres
- Garage
- 2 car
- Days on market
- 63
- Total association fees
- $3,244/yr (~$270/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $8,666/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- Southeast
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- Yes
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 21181 Palese Drive | Jul 2026 | $575,000 | 4/2 | 2,572 | $224 |
| 12668 Caballo Court | Nov 2025 | $759,900 | 4/4 | 2,909 | $261 |
| 21024 Torre Del Lago Street | Mar 2026 | $689,500 | 4/2 | 2,662 | $259 |
| 21017 Bella Terra Boulevard | Dec 2025 | $565,000 | 4/3 | 2,606 | $217 |
| 20703 Fair Oak Lane | Jan 2026 | $700,900 | 4/4 | 2,909 | $241 |
| 21053 Teak Tree Terrace | Dec 2025 | $739,900 | 4/4 | 2,909 | $254 |
| Average | 6 comps | $671,700 | $243 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $46,000 (7.2%) from the original list price.
| Jun 25, 2026 | Sold | $590,000 |
| May 19, 2026 | Price reducedfrom $636,000 | $619,000 |
| Mar 19, 2026 | Listed | $636,000 |
The good, the trade-offs & the location
- Built 2004 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Private pool
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.