$698,000
3 Bed Pool Home for Sale in Palm Tree Harbors
3557 Sea Holly Lane, St James City, FL, 33956
About this home
Owner wants your offer...Welcome to 3557 Sea Holly Lane in St. James City, a custom-built island retreat thoughtfully designed for strength, comfort, and the ultimate Southwest Florida boating lifestyle. Engineered to CAT-5 hurricane standards, this solidly constructed home offers exceptional peace of mind and has NEVER experienced flooding — a rare and valuable feature for coastal living. A metal roof further enhances durability, longevity, and insurance appeal. The home offers 3 bedrooms, a den/office, and 2.5 baths, providing flexibility for full-time living, guests, or working from home. The heart of the home is a perfectly designed kitchen for entertaining, complete with a spacious butler’s pantry that offers ample storage and prep space for hosting family and friends. Step outside to your private outdoor oasis featuring a heated pool, ideal for year-round enjoyment. Pet lovers will appreciate the dedicated dog yard with low-maintenance artificial turf, giving Fido a clean, secure place to play. While the home does not have a direct water view, it includes a deeded dock, offering quick and easy access to the Gulf of Mexico — perfect for boaters and anglers who value access over paying a premium for frontage. Nearby waters are known for excellent fishing, including snook, redfish, trout, tarpon, snapper, and grouper, with easy routes to back bays, flats, and open Gulf waters. Enjoy island hopping and beach days with convenient access to Sanibel Island, Captiva Island, and Fort Myers Beach. Travel is simple with proximity to SW FL International Airport and Punta Gorda Airport, making this property ideal as a primary residence, seasonal escape, or long-term investment. This home delivers storm-strong construction, flexible living space, boating privileges, and true Pine Island charm — all without compromise.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2018
- Interior
- 2,215 sqft
- Lot size
- 11,674.08 sqft
- Acreage
- 0.27 acres
- Garage
- 2 car
- Days on market
- 106
- Total association fees
- $250/yr (~$21/mo)
- CDD
- None
- Est. taxes (1.4%)
- $9,772/yr
- Flood zone (area est.)
- Not available
- Storm protection
- Impact Windows/Doors
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- Yes
- Gulf access type
- Direct — no bridges
- Pool
- Yes
- Spa
- No
- Natural gas
- Yes
- Water
- Public
- Sewer
- Septic Tank
- New construction
- No
- Pets
- Yes
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 2810 Teal Court | Sep 2025 | $740,000 | 3/3 | 2,146 | $345 |
| 2292 Sapodilla Lane | Oct 2025 | $525,000 | 3/2 | 2,369 | $222 |
| Average | 2 comps | $632,500 | $284 |
Market trends, St James City
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2018 — post-2002 Florida wind codes (typically lower insurance)
- Private pool
- Gulf access (Direct — no bridges)
- Storm protection: Impact Windows/Doors
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.