3 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 2026001381

$1,099,950

3 Bed Waterfront Home for Sale in Cape Coral

5816 Shell Cove Drive 119, Cape Coral, FL, 33914

3 beds3.5 baths2,393 sqft2 garage
GatedTennisBoatingFitness CenterClubhouseBasketballCommunity PoolWaterfront

About this home

16,000 boat lift Direct access waterfront residence, features 3 spacious bedrooms, 3.5 beautifully appointed baths, and a private den with a wet bar, thoughtfully designed for refined living and effortless entertaining. Meticulously upgraded with over $100,000 in premium finishes, every detail reflects superior quality and craftsmanship. Enjoy immediate availability, the convenience of a private elevator, and a prime location just minutes from the pristine waters of the Gulf of Mexico. Beyond the home, Cape Harbour delivers an unmatched resort experience. Stroll from your lanai to a full-service marina, waterfront restaurants, boutique shopping, live entertainment, tennis courts, and a resort-style pool—everyday conveniences paired with a lively, walkable atmosphere. Pets are welcome, and flexible rental options, making this an exceptional lifestyle and investment opportunity. Built Florida-strong with all-concrete block construction, hurricane-impact doors and windows, and HOA coverage that includes exterior hazard and flood insurance, peace of mind comes standard. Seller financing is also available. This is a truly rare offering: the only three-story waterfront townhome in Cape Harbour with an available boat slip. A pristine, never-occupied home in a premier waterfront community—this is coastal living at its finest.

Property details

Type
Condominium
Year built
2024
Interior
2,393 sqft
Lot size
Not specified
Acreage
Not specified
Garage
2 car
Days on market
195
Total association fees
$15,000/yr (~$1,250/mo)
CDD
None
Est. taxes (1.4%)
$15,399/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

MaintenanceGroundsRecreationFacilitiesRoadMaintenance

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtMarinaBoatRampClubhouseFitnessCenterPoolTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$460/sqft
Comp median
$454/sqft
Difference
+1%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
5513 Merlyn LaneDec 2025$1,150,0003/32,535$454
5407 SW 16th PlaceAug 2026$1,100,0003/32,227$494
5240 SW 20th AvenueFeb 2026$985,0003/22,375$415
Average3 comps$1,078,333$454

Market trends, Cape Harbour

Median list
$685,000
Median $/sqft
$360
Median sold (90d)
$503,750
Avg days on market
144
Active listings
27
Median sold price · Cape Harbour
$503,750last 3 months4% vs $525,000 prior 3 months

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $495,050 (31%) from the original list price.

Jul 22, 2026Price reducedfrom $1,150,000$1,099,950
Jan 8, 2026Listed$1,595,000

The good, the trade-offs & the location

Pros
  • Built 2024 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • Higher association fees (~$15,000/yr)
Location convenienceHigh
Hospital
7.4 mi
Cape Coral Hospital
Beach
7.3 mi
Fort Myers Beach
Airport
9.5 mi
Page Field (Fort Myers)
Shopping
8.5 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.