3 Bed 2 Bath Waterfront SingleFamilyResidence for Sale in NOT APPLICABLE, FL
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SoldMLS# 2026005816

$282,250

3 Bed 2 Bath Waterfront SingleFamilyResidence for Sale in NOT APPLICABLE, FL

1403 SW 1st Terrace, Cape Coral, FL, 33991

3 beds2 baths1,502 sqft2 garage
GatedBoatingWaterfront

About this home

Beautiful waterfront home on an oversized lot with intersecting canal views and access to lakes and basin areas. Kayak from your own backyard! This well-maintained home sits on a fresh water canal with a seawall and concrete dock—NO flood insurance required—and offers city water and sewer with assessments paid. Inside, the open great room layout is light and bright, featuring high ceilings, abundant natural light, and tile flooring throughout. The spacious kitchen provides ample cabinetry and a stylish butcher block island, ideal for both everyday living and entertaining. The split-bedroom floor plan offers added privacy for the primary suite. Relax on the screened-in lanai while enjoying peaceful water views, or take advantage of the oversized backyard with plenty of room to add a pool and create your ideal outdoor oasis. Conveniently located near the growing Pine Island Corridor with easy access to shopping, dining, and major routes. Whether you’re seeking a full-time residence or a seasonal retreat, this waterfront home truly checks all the boxes.

Property details

Type
SingleFamilyResidence
Year built
1994
Interior
1,502 sqft
Lot size
10,802.88 sqft
Acreage
0.25 acres
Garage
2 car
Days on market
5
Total association fees
None
CDD
None
Est. taxes (1.4%)
$3,952/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales — a potential value.
This home
$188/sqft
Comp median
$213/sqft
Difference
-12%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
224 SW 14th AvenueJul 2026$290,0003/21,400$207
1133 SW 2nd StreetDec 2025$309,0003/21,448$213
1016 SW Embers TerraceApr 2026$311,0003/21,418$219
Average3 comps$303,333$213

Market trends — Cape Coral

Median list
$399,999
Median $/sqft
$234
Median sold (90d)
$384,900
Avg days on market
93
Active listings
2,525
Median sold price · Cape Coral
$382,000last 3 months7% vs $356,900 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM11.3% YoY
$340k$368k$395kJul ’25Jul ’26
$395,000Jul ’26 · 314 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Up $9,750 (3.5%) from the original list price.

Mar 9, 2026Sold$292,000
Feb 2, 2026Listed$282,250

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • Built 1994 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
3.7 mi
Cape Coral Hospital
Beach
14 mi
Fort Myers Beach
Airport
9.6 mi
Page Field (Fort Myers)
Shopping
3.9 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.