3 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 2026016978

$1,050,000

3 Bed Waterfront Home for Sale in Cape Coral

4235 SE 20th Place C503, Cape Coral, FL, 33904

3 beds3.5 baths3,116 sqft1 garage
GatedCommunity PoolBoatingWaterfront

About this home

Penthouse living with breathtaking panoramic views of the Caloosahatchee River! Welcome to Paradise Point, where luxury, space, and waterfront elegance come together in this exceptional 3-bedroom + den, 4-bath residence offering over 3,100 sq. ft. under A/C and an incredible oversized terrace designed to capture endless water views and stunning sunrises. Located just moments from the newly completed Jaycee Park, this sky home offers a rare combination of luxury living and one of SE Cape Coral’s most desirable waterfront locations. Each bedroom lives like its own private suite with en-suite bathrooms and spacious walk-in closets, creating the perfect layout for both owners and guests. Dramatic 8-panel sliding glass doors seamlessly blend indoor and outdoor living, opening to an expansive waterfront terrace with automatic stom shutters where you can relax, entertain, and watch boats cruise by all day long. The gourmet kitchen features granite countertops, abundant cabinetry, a butler’s pantry, and an impressive walk-in pantry ideal for entertaining and additional storage. The den offers flexibility for a home office, media room, or additional guest space. Paradise Point residents enjoy resort-style amenities including two swimming pools — a luxurious resort-style pool plus a separate lap pool and hot tub, all within a beautifully maintained waterfront community close to dining, shopping, and entertainment. A rare opportunity to own an upscale penthouse residence with extraordinary living space, unmatched views, and true waterfront luxury in the heart of Cape Coral. Schedule your private tour today!

Property details

Type
Condominium
Year built
2003
Interior
3,116 sqft
Lot size
12,453.804 sqft
Acreage
0.29 acres
Garage
1 car
Days on market
47
Total association fees
$11,600/yr (~$967/mo)
CDD
None
Est. taxes (1.4%)
$14,700/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

MaintenanceGroundsPestControlRecreationFacilitiesReserveFundTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BikeStorageBarbecuePicnicAreaPierPoolSpaHotTubStorageSidewalksTrashManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
5237 Del Prado BoulevardOct 2025$825,0004/33,182$259
5812 Silvery LaneMar 2026$1,095,0004/42,973$368
Average2 comps$960,000$314

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$233
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,460
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM7% YoY
$340k$365k$390kJul ’25Aug ’26
$380,000Aug ’26 · 444 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $50,000 (4.5%) from the original list price.

Jun 29, 2026Price reducedfrom $1,100,000$1,050,000
May 13, 2026Listed$1,100,000

The good, the trade-offs & the location

Pros
  • Built 2003 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • Higher association fees (~$11,600/yr)
Location convenienceHigh
Hospital
4.2 mi
HealthPark Medical Center
Beach
8.3 mi
Fort Myers Beach
Airport
4.4 mi
Page Field (Fort Myers)
Shopping
3.9 mi
Bell Tower Shops

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.