3 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 2026021048

$359,800

3 Bed Waterfront Home for Sale in Cape Coral

2005 SW 2nd Terrace, Cape Coral, FL, 33991

3 beds3 baths1,656 sqft2 garage
GatedBoatingWaterfront

About this home

Discover luxury waterfront living in SW Cape Coral with this 2023 constructed single-family home offering 1,655 square feet of modern design and quality finishes. This 3-bedroom, 2-bathroom home features 9.4-foot ceilings, porcelain tile throughout, and an open-concept layout. The kitchen includes granite countertops, stainless steel appliances, and ample cabinet space. Additional features include a separate laundry room, a two-car garage, and a covered lanai overlooking the lake, perfect for relaxing outdoors. Conveniently located near dining, schools, shopping, and parks, this home offers both comfort and style in a desirable SW Cape Coral neighborhood. Note: This home is currently tenant-occupied. Showings are by appointment only with advance notice required.

Property details

Type
SingleFamilyResidence
Year built
2023
Interior
1,656 sqft
Lot size
10,018.8 sqft
Acreage
0.23 acres
Garage
2 car
Days on market
93
Total association fees
None
CDD
None
Est. taxes (1.4%)
$5,037/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Unpaid
Sewer
Assessment Unpaid
New construction
No
Pets
Call, Conditional
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$217/sqft
Comp median
$222/sqft
Difference
-2%

Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
29 SW 21st PlaceFeb 2026$410,0004/21,614$254
16 SW 22nd AvenueMar 2026$400,0004/21,800$222
1720 SW 3rd StreetJun 2026$400,0003/31,714$233
2024 NW 1st StreetJun 2026$349,5004/31,818$192
1700 SW 3rd StreetMar 2026$335,0003/21,671$200
Average5 comps$378,900$220

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$232
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,481
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
1.3% MoM8.4% YoY
$340k$365k$390kJul ’25Aug ’26
$384,750Aug ’26 · 413 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $20,100 (5.3%) from the original list price.

Aug 14, 2026Price reducedfrom $359,900$359,800
May 13, 2026Listed$379,900

The good, the trade-offs & the location

Pros
  • Built 2023 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
4.5 mi
Cape Coral Hospital
Beach
14.1 mi
Fort Myers Beach
Airport
10.3 mi
Page Field (Fort Myers)
Shopping
4.7 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.