$490,000
3 Bed Waterfront Home for Sale in Cape Coral
608 SW 20th Terrace, Cape Coral, FL, 33991
Upcoming open house
- Thu, Sep 311:00 AM, 1:00 PM
About this home
Welcome to your dream home in beautiful Cape Coral! This stunning 3-bedroom, 3-bath residence offers the perfect blend of comfort, style, and Florida living. Featuring a spacious open-concept layout, modern finishes, and abundant natural light, this home is designed for both relaxing and entertaining. Enjoy a beautifully appointed kitchen, generous living spaces, and a private backyard perfect for enjoying sunny Southwest Florida days. Conveniently located near shopping, dining, beaches, and boating, this property is an exceptional opportunity to own a slice of paradise.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2026
- Interior
- 1,900 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 2 car
- Days on market
- 116
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $6,860/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Unpaid
- Sewer
- Assessment Unpaid
- New construction
- No
- Pets
- Yes
- County
- Lee
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 2223 SW 4th Court | Jul 2026 | $425,000 | 4/2 | 1,718 | $247 |
| 2222 SW 8th Place | Jul 2026 | $490,000 | 4/2 | 1,829 | $268 |
| 2226 SW 8th Place | Jul 2026 | $529,990 | 3/2 | 1,974 | $268 |
| 2230 SW 8th Place | Jul 2026 | $484,990 | 4/2 | 1,829 | $265 |
| Average | 4 comps | $482,495 | $262 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $19,000 (3.7%) from the original list price.
| Aug 19, 2026 | Price reducedfrom $499,500 | $490,000 |
| May 8, 2026 | Listed | $509,000 |
The good, the trade-offs & the location
- Built 2026 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.