$450,000
3 Bed Waterfront Home for Sale in Cape Coral, FL, $450,000
4240 SE 20th Place 210, Cape Coral, FL, 33904
About this home
Experience the Best of Cape Coral Waterfront Living Nestled in the highly sought-after Beach Parkway neighborhood, this beautifully updated second-floor condo offers the perfect blend of waterfront living, modern updates, and carefree convenience. Located in a no-bridge, direct Gulf access community just one turn from the Calusahatchee River, you'll enjoy beautiful western sunsets, the convenience of Jaycee Park just a short stroll away, and one of Cape Coral's most desirable riverfront locations. Offering nearly 1,600 square feet, this spacious 3-bedroom, 2-bath home welcomes you with luxury vinyl plank flooring throughout, plantation shutters, and an inviting open layout designed for comfortable everyday living and entertaining. The updated kitchen features granite countertops, ample cabinetry, generous prep space, and newer stainless steel appliances (less than five years old). A convenient wet bar is perfect for entertaining before stepping onto the spacious screened lanai—your front-row seat to peaceful canal views and spectacular western sunsets. The desirable split-bedroom floor plan offers privacy for owners and guests, while the versatile front den makes an ideal home office, reading nook, or sitting area. The spacious primary suite features direct lanai access, dual closets, and a beautifully updated ensuite bath with a walk-in shower and dual vanity. Enjoy peace of mind with impact windows, Kevlar lanai hurricane protection, manual hurricane shutters, a new electrical panel, A/C approximately four years old, water heater approximately two years old, newer kitchen appliances, and an inside laundry room. Community amenities include a heated pool, spa, sauna, clubhouse, waterfront dock with umbrella-covered seating, and Cable and Wi-Fi included in the HOA. Boat slips and lifts are available for rent or purchase when opportunities arise. Adding even more value, the community has already completed its major improvements, including new roofs, exterior paint, railings, carports, impact windows, and an expanded pool deck with new furnishings, providing buyers added confidence with no major HOA projects currently anticipated. Just a short walk to Jaycee Park, you'll enjoy riverfront green space, picnic pavilions, community events, and one of Cape Coral's favorite places to take an evening stroll or catch the sunset. Beautifully updated, ideally located, and offering the peace of mind of a community where the major improvements have already been completed, this is your opportunity to enjoy the very best of Cape Coral waterfront living.
Property details
- Type
- Condominium
- Year built
- 1988
- Interior
- 1,593 sqft
- Lot size
- 24,132.24 sqft
- Acreage
- 0.55 acres
- Garage
- None
- Days on market
- 0
- Total association fees
- $8,760/yr (~$730/mo)
- CDD
- None
- Est. taxes (1.4%)
- $6,300/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors, Shutters
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 9 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4240 SE 20th Place 212 | Jan 2026 | $400,000 | 3/2 | 1,593 | $251 |
| 4235 SE 20th Place C302 | Dec 2025 | $540,000 | 3/3 | 1,725 | $313 |
| 1814 Beach Parkway 201 | Aug 2025 | $440,000 | 3/2 | 1,730 | $254 |
| 1814 Beach Parkway 301 | Jan 2026 | $460,000 | 3/2 | 1,730 | $266 |
| 1624 Beach Parkway 102 | Jun 2026 | $553,500 | 3/2 | 1,662 | $333 |
| 1623 SE 39th Terrace | Jul 2026 | $439,000 | 3/2 | 1,479 | $297 |
| Average | 6 comps | $472,083 | $286 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Waterfront
- Storm protection: Impact Windows/Doors, Shutters
- Built 1988 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.