$525,000
3 Bed Waterfront Home for Sale in Bella Terra, FL
13082 Cardeto Court, Estero, FL, 33928
About this home
Look no further! This dream property, in the heart of Estero, boasts 3 bedrooms and 2 baths situated on a peaceful culdesac with stunning lake views. The Florida Mediterranean exterior showcases arches, stone masonry accents, a wrought iron screened entry and a tile roof that invites you in. As you enter into the home, you pass through an upgraded decorative glass front door that leads to an open foyer with impressive ceilings and crown molding throughout. The beautifully finished kitchen, equipped with NEW appliances, has an open concept feel that looks out onto the formal dining room. The kitchen offers ample cabinets and counter space, giving the culinary enthusiast plenty of room for storage and cooking! The kitchen feels like a day out at the café with the built in booth, quartz countertops, decorative backsplash and great natural lighting. This house has the perfect sized living room with ample seating space and decorative beams to give the home an elevated look. The gathering room looks out onto the gorgeous lake view and large covered lanai. Stepping outside you will find an extended screened in patio with to enjoy all of the wildlife views while you soak up the fresh air in the included above ground spa! The owner’s suite shares these incredible views along with an impressive primary bathroom. The bathroom offers a garden tub and a glass enclosed tile shower with a double bowl vanity. The two secondary bedrooms offer flex space for family, guests, office needs and more. The garage has a newly epoxied floor, hanging ceiling racks, a second refrigerator, and a portable generator. If you are looking for a beautifully finished home with newer Samsung appliances/TV's throughout, freshly painted, move in ready with plantation shutters, aesthetic improvements, gorgeous views and space for recreation -look no further! Do not miss your opportunity to own this gorgeous home in a prime location. Bella Terra is a one of a kind community located just a few miles east of I-75 in Estero, off of Corkscrew Road. Bella Terra has lower HOA costs compared to other communities nearby while providing landscape maintenance, cable, internet, 24-hr gate guard, and more. This community is the perfect blend between amenities and nature with breath taking views of the 100 acres of beautiful lakes and the surrounding 400 acres of conservation preserves. Bella Terra amenities include a 7,000 sq. ft. Club House, with a fitness center, a resort style pool with a spa and waterfall, pickleball, tennis, bocce, & basketball courts, multi-use ball fields, an inline skate park, beach volley ball, butterfly garden, and playground.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2012
- Interior
- 1,686 sqft
- Lot size
- 9,321.84 sqft
- Acreage
- 0.21 acres
- Garage
- 2 car
- Days on market
- 169
- Total association fees
- $3,244/yr (~$270/mo)
- CDD
- None
- Est. taxes (1.4%)
- $7,350/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Shutters
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- Yes
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 21187 Bella Terra Boulevard | Apr 2026 | $455,000 | 3/2 | 1,677 | $271 |
| 13509 San Georgio Drive | Aug 2025 | $427,500 | 3/2 | 1,677 | $255 |
| 20570 Bears Den Court | Jan 2026 | $525,000 | 2/2 | 1,807 | $291 |
| 20424 Ardore Lane | Dec 2025 | $534,500 | 3/2 | 1,669 | $320 |
| 13708 Collina Court | Feb 2026 | $558,000 | 2/2 | 1,836 | $304 |
| 12676 Grandezza Circle | May 2026 | $620,000 | 3/2 | 1,678 | $369 |
| Average | 6 comps | $520,000 | $302 |
Market trends — Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $70,500 (12.2%) from the original list price.
| Jul 9, 2026 | Sold | $507,500 |
| May 11, 2026 | Price reducedfrom $539,000 | $525,000 |
| Dec 1, 2025 | Listed | $578,000 |
The good, the trade-offs & the location
- Built 2012 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Shutters
- 2-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.