$514,900
3 Bed Waterfront Home for Sale in Bella Terra
21278 Velino Lane, Estero, FL, 33928
About this home
Positioned on a premium homesite in Bella Terra, this three bedroom plus large Flex room, two bath home commands wide, SW facing lake views and exceptional sunsets from a screened lanai that spans the rear of the residence. Many upgrades include brazilian cherry wood floors adding warmth to each bedroom, with diagonal tiled floors throughout the main living areas. The kitchen is appointed with staggered wood cabinetry, beautiful Quartz countertops, stainless steel appliances, a tiled backsplash, and an oversized breakfast bar that opens directly into the great room. The primary suite offers a bay window, private access to the lanai, a generous walk-in closet, dual vanities, a soaking tub, and a glass enclosed walk-in shower. The Roof was replaced in 2022 and the HVAC system in 2024. The kitchen was refreshed in 2021 with quartz countertops, a new sink and new faucet, and the water heater dates to 2020. Additional updates include a 2024 garbage disposal, a 2025 dishwasher, a full exterior cleaning completed in 2025 with a two year guarantee still in effect, 2018 washer and dryer, and a complete garage door replacement, including the track, springs, and motor, finished in 2026. Enjoy peace of mind with Accordion hurricane shutters, and both the front entry and lanai are equipped with Electric Shutters for effortless storm protection. Bella Terra unfolds across nearly 1,000 acres, with roughly half preserved as lakes and natural habitat. Residents enjoy a resort clubhouse, a 24 hour fitness center, a resort style pool and spa, tennis and pickleball courts, sand volleyball, basketball, bocce ball, an in line skating rink, a dedicated ball field, a butterfly garden, and scenic walking trails, all supported by low HOA dues. The location places shopping, dining, the interstate, area beaches, and FGCU within easy reach, with Southwest Florida International Airport roughly just 20 minutes away. Schedule a private showing to experience this home firsthand.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2007
- Interior
- 2,048 sqft
- Lot size
- 7,840.8 sqft
- Acreage
- 0.18 acres
- Garage
- 2 car
- Days on market
- 0
- Total association fees
- $3,244/yr (~$270/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $7,209/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- Southwest
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
Seeing several homes? Build a tour and we'll route it for you.
Your notes on this home
Keep private notes on this home, what you love, what to ask about, saved to your account and shared with your agent.
Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 21615 Belvedere Lane | Nov 2025 | $555,000 | 3/2 | 2,034 | $273 |
| 21699 Belvedere Lane | Jun 2026 | $495,000 | 3/2 | 2,034 | $243 |
| 21730 Bella Terra Boulevard | Nov 2025 | $545,000 | 4/3 | 2,234 | $244 |
| 13606 Messino Court | Jun 2026 | $474,900 | 4/3 | 2,032 | $234 |
| 13593 Messino Court | Jul 2026 | $540,000 | 4/3 | 2,032 | $266 |
| Average | 5 comps | $521,980 | $252 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2007 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
Similar homes nearby
$599,900
MLS# 22602814621505 Berwhich Run, Estero, FL, 33928
$437,000
MLS# 22601691920593 Pebble Glen Drive, Estero, FL, 33928
$609,855
MLS# 2260231289928 Springlake Circle, Estero, FL, 33928
$609,855
MLS# 2260231339952 Springlake Circle, Estero, FL, 33928
$514,000
MLS# 22602434118271 Ridgeline Drive, Estero, FL, 33928
$565,000
MLS# 22602502618311 Parksville Drive, Estero, FL, 33928
Similar communities
Matched by amenities, price tier, and location to Bella Terra.
Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.