$625,000
3 Bed Waterfront Home for Sale in Waterside At Bay Beach
4198 Bay Beach Lane 126, Fort Myers Beach, FL, 33931
About this home
Beautiful Waterside 3 bed, 3 bath condominium that has a panoramic view of a large green nature preserve with lots of bird life and a skyline of beachfront condo on the Gulf of Mexico. You can enjoying sitting on the lanai watching the winter sunset skies and a bright natural ambience! This property is being offered turnkey furnished with tasteful modern furnishings! The kitchen has soft touch cabinetry and beautiful polished granite countertops. The large bay windows are tinted to keep the heat out and no need for curtains. The third bedroom has a queen size murphy bed and built in office space for two! It's the perfect office and spare bedroom. You have storage outside by the packing space and on the 2nd floor for easy convenience. You have one assigned covered parking space. Social room and exercise room are on the first floor. There are also guest suites on the first floor available to rent if the three bedrooms are not enough to handle guests or family. Waterside 1 is the first building as you go through the Guard Gate AC 2025 Electric panel 2024
Property details
- Type
- Condominium
- Year built
- 1997
- Interior
- 1,849 sqft
- Lot size
- 19,745.748 sqft
- Acreage
- 0.45 acres
- Garage
- None
- Days on market
- 285
- Total association fees
- $15,932/yr (~$1,328/mo)
- CDD
- None
- Est. taxes (1.4%)
- $8,750/yr
- Flood zone (area est.)
- Yes · High risk (VE)
- Storm protection
- None listed
- Exposure
- Southwest
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4182 Bay Beach Lane 746 | Dec 2025 | $675,000 | 3/2 | 1,848 | $365 |
| 8080 Lagoon Road | Sep 2025 | $680,000 | 3/3 | 1,920 | $354 |
| 4141 Bay Beach Lane 454 | Sep 2025 | $725,000 | 3/2 | 1,713 | $423 |
| 7850 Buccaneer Drive | May 2026 | $669,000 | 2/2 | 1,822 | $367 |
| 170 Lenell Road 501 | Feb 2026 | $550,000 | 3/2 | 1,717 | $320 |
| 181 Lenell Road 1C | Jan 2026 | $575,000 | 3/2 | 1,781 | $323 |
| Average | 6 comps | $645,667 | $359 |
Market trends, Waterside at Bay Beach
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $225,000 (26.5%) from the original list price.
| Jul 9, 2026 | Price reducedfrom $650,000 | $625,000 |
| Sep 27, 2025 | Listed | $850,000 |
The good, the trade-offs & the location
- Waterfront
- Built 1997 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (VE) — flood insurance likely required
- No garage listed
- Higher association fees (~$15,932/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.