3 Bed Waterfront Home for Sale in Waterside At Bay Beach
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For SaleMLS# 226025000

$645,000

3 Bed Waterfront Home for Sale in Waterside At Bay Beach

4198 BAY BEACH Lane 113, Fort Myers Beach, FL, 33931

3 beds2 baths1,639 sqft
GatedPickleballTennisBeach AccessFitness CenterClubhouseCommunity PoolBoatingWaterfront

About this home

Wake up to breathtaking panoramic views of Estero Bay, the Gulf of Mexico, and the sparkling resort-style pool and waterfall from this beautifully appointed waterfront residence in Waterside. Enjoy spectacular sunrises from the spacious screened lanai while watching dolphins, manatees, and boats glide along the bay. Designed for comfortable living and effortless entertaining, the kitchen features expansive granite countertops, stainless steel appliances, and abundant solid wood cabinetry. The spacious primary suite offers direct lanai access and stunning water views, while the luxurious bath includes dual vanities, a soaking tub overlooking the bay, and a separate walk-in shower. A private guest suite with its own en-suite bath provides comfort and beautiful bay views for family and friends. Additional features include a dedicated laundry room, pantry, generous storage, an assigned covered parking space, and a private exterior storage closet. Waterside is a prestigious gated community offering private beach access and exceptional amenities, including a resort-style pool and spa, fitness center, social rooms, saunas, guest suites, tennis and pickleball courts, a fishing pier, walking paths, and a putting green. Building One is one of the community’s most desirable addresses, known for its outstanding post-hurricane restoration, completed inspections, strong financial reserves, and exceptional management. Just a short walk to the revitalized Santini Plaza with its growing collection of restaurants and shops, this residence offers the very best of Southwest Florida waterfront living. Schedule your private showing today.

Property details

Type
Condominium
Year built
1997
Interior
1,639 sqft
Lot size
19,602 sqft
Acreage
0.45 acres
Garage
None
Days on market
4
Total association fees
$16,844/yr (~$1,404/mo)
CDD
None
Est. taxes (1.4%)
$9,030/yr
Flood zone (area est.)
Yes · High risk (VE)
Storm protection
Impact Windows/Doors
Exposure
Southwest
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetIrrigationWaterLegalAccountingMaintenanceGroundsPestControlReserveFundRoadMaintenanceStreetLightsSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBeachAccessBikeStorageClubhouseFitnessCenterGuestSuitesBarbecuePicnicAreaPierPickleballPoolPuttingGreensRacquetballShuffleboardCourtSaunaSpaHotTubStorageSidewalksTennisCourtsTrailsTrash

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$394/sqft
Comp median
$372/sqft
Difference
+6%

Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
4198 Bay Beach Lane 133Feb 2026$610,0003/21,639$372
4141 Bay Beach Lane 454Sep 2025$725,0003/21,713$423
170 Lenell Road 501Feb 2026$550,0003/21,717$320
181 Lenell Road 1CJan 2026$575,0003/21,781$323
8751 Estero Boulevard 604Jul 2026$685,0002/21,450$472
Average5 comps$629,000$382

Market trends, Waterside at Bay Beach

Median list
$812,500
Median $/sqft
$470
Median sold (90d)
$612,500
Avg days on market
92
Active listings
16
Median sold price · Waterside at Bay Beach
$612,500last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Gulf access (Direct — no bridges)
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1997 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (VE) — flood insurance likely required
  • No garage listed
  • Higher association fees (~$16,844/yr)
Location convenienceHigh
Hospital
7.8 mi
HealthPark Medical Center
Beach
1.4 mi
Lovers Key State Park
Airport
12.1 mi
RSW Intl (Fort Myers)
Shopping
5.8 mi
Coconut Point (Estero)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.