3 Bed Waterfront Home for Sale in Marco Island
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For SaleMLS# 226029357

$899,000

3 Bed Waterfront Home for Sale in Marco Island

1105 Gayer Way 202, Marco Island, FL, 34145

3 beds2 baths1,850 sqft1 garage
GatedBoatingCommunity PoolWaterfront

About this home

Waterfront living meets boating convenience at Waterway Cove, an intimate, low-density community on a quiet Marco Island cul-de-sac. This beautifully renovated three-bedroom, two-bath condo includes a private 27-foot boat slip with direct Gulf access through Collier Bay, placing open water approximately one mile away. Designed to live more like a single-family residence, the home features an attached one-car garage with epoxy flooring and additional storage, a private enclosed entry foyer, vaulted ceilings, impact-resistant windows and sliders, and tile flooring throughout. A screened lanai overlooking the waterfront creates a peaceful setting for enjoying the coastal surroundings. The renovated kitchen is thoughtfully appointed with quartz countertops, an oversized island with breakfast bar, stainless steel appliances, custom cabinetry with soft-close and pull-out drawers, and generous storage. The spacious primary suite features a walk-in closet with built-ins and an updated bath with dual sinks, separate tub and shower, and private water closet. The guest bath offers a walk-in shower, while the third bedroom provides added versatility as an office with pocket doors, closet, and built-in granite work surface. A dedicated laundry room includes a full-size washer and dryer. Additional highlights include a new roof in 2023, flood insurance included in the quarterly fees, Wi-Fi and cable, and electric and water service at the dock. The community offers a heated pool and spa and is pet-friendly. With just eight residences—four per building—Waterway Cove provides a sense of privacy rarely found in condominium living. An adjacent private pathway offers an easy stroll to the restaurants, shops, and charm of Historic Olde Marco Village. Marco Island Residents’ Beach and Collier County beach access add even more opportunities to enjoy the island lifestyle. For boaters seeking direct Gulf access, a private slip, garage, impact glass, waterfront views, and a beautifully updated residence, this Waterway Cove home brings together an impressive combination of features in one distinctive Marco Island setting.

Property details

Type
Condominium
Year built
1999
Interior
1,850 sqft
Lot size
Not specified
Acreage
Not specified
Garage
1 car
Days on market
0
Total association fees
$16,400/yr (~$1,367/mo)
CDD
None
Est. taxes (1.4%)
$12,586/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetIrrigationWaterLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesReserveFundSewer

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockMarinaBoatRampPoolSpaHotTubManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$486/sqft
Comp median
$462/sqft
Difference
+5%

Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1079 Bald Eagle Drive N703Dec 2025$1,050,0002/21,995$526
851 Perrine CourtJun 2026$850,0003/22,049$415
6000 Royal Marco Way 254May 2026$875,0002/21,924$455
111 La Peninsula Boulevard 111Jan 2026$725,0002/21,760$412
790 W Elkcam Circle 103Sep 2025$780,0003/21,660$470
161 Tahiti CircleApr 2026$865,0003/21,846$469
Average6 comps$857,500$458

Market trends, Marco Island

Median list
$947,000
Median $/sqft
$708
Median sold (90d)
$835,000
Avg days on market
107
Active listings
408
Median sold price · Marco Island
$850,000last 3 months23.1% vs $1,105,000 prior 3 months
Median closed price by month · Marco Island
15.4% MoM32.9% YoY
$713k$1.1M$1.4MJul ’25Sep ’26
$712,500Sep ’26 · 24 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1999 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • Higher association fees (~$16,400/yr)
Location convenienceModerate
Hospital
13.5 mi
NCH Baker Hospital (Naples)
Beach
12.2 mi
Naples Pier / Beach
Airport
13 mi
Naples Airport
Shopping
13.9 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.