3 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226008522

$1,050,000

3 Bed Waterfront Home for Sale in Naples

425 Cove Tower Dr 703, Naples, FL, 34110

3 beds2 baths1,854 sqft1 garage
GatedTennisBocceBoatingBeach AccessFitness CenterClubhouseCommunity PoolOn-site DiningWaterfront

About this home

Experience elevated coastal living in this 3-bedroom, 2-bath, 7th-floor residence in Cove Towers! Filled with natural light and beautiful views, this home offers the perfect setting for enjoying breathtaking sunsets with a glass of wine from your private retreat. Remodeled in 2021, the interior features wood flooring, porcelain tile, high-end appliances, and a newer HVAC system for year-round comfort and efficiency. The open layout makes it easy to entertain friends or simply relax and enjoy the peaceful surroundings. Optional membership transfer is available to the Tarpon Cove Yacht and Racquet Club. Residents enjoy a distinctive waterfront lifestyle, including a community pontoon boat shuttle that transports owners to Delnor Wiggins Beach providing seamless Gulf access. Ideally located near beaches, boating, waterfront dining, and shopping, with optional membership to Tarpon Cove Yacht & Racquet Club (separate fees and availability). The Tarpon Cove Yacht & Racquet Club offers 6 Har Tru Courts with a Tennis Pro and league, Fitness Center, Clubhouse with dining and social events, Tiki Bar, Bocce Ball, Fire Pits and a Full Service Pool, Boat Slips available for Lease/Purchase, Golf reciprocity off season. Cove Towers is North Naples Hidden Gem less than a mile to the Gulf directly on Wiggins Pass with an optional Marina. This is an excellent opportunity in Coastal, Naples. Schedule your private tour today. Move-in ready and designed to capture the very best of the Naples coastal lifestyle. Cove Towers isn’t just a place to live; it’s a way of life. Schedule your private tour today!

Property details

Type
Condominium
Year built
2001
Interior
1,854 sqft
Lot size
Not specified
Acreage
Not specified
Garage
1 car
Days on market
181
Total association fees
$14,593/yr (~$1,216/mo)
CDD
None
Est. taxes (1.4%)
$14,700/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
Southwest
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetIrrigationWaterLegalAccountingMaintenanceGroundsMaintenanceStructurePestControlReserveFundRoadMaintenanceStreetLightsSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBocceCourtBoatDockBeachAccessMarinaBoatRampBikeStorageClubhouseFitnessCenterBarbecuePicnicAreaPrivateMembershipPoolRvBoatStorageRestaurantShuffleboardCourtSpaHotTubStorageSidewalksTennisCourtsTrails

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$566/sqft
Comp median
$522/sqft
Difference
+8%

Based on the $/sqft of 13 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
425 Cove Tower Drive 1003Oct 2025$985,0003/21,854$531
1288 Belaire CourtSep 2025$980,0003/21,803$544
325 Dunes Boulevard 605Feb 2026$925,0003/21,893$489
325 Dunes Boulevard 604Mar 2026$1,175,0003/21,950$603
300 Dunes Boulevard 404Sep 2025$1,037,5003/21,950$532
616 108th AvenueMay 2026$920,0003/21,664$553
Average6 comps$1,003,750$542

Market trends, Caribe At Cove Towers

Median list
$1,025,000
Median $/sqft
$465
Avg days on market
87
Active listings
6
Median sold price · Caribe At Cove Towers
$985,000last 12 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $50,000 (4.5%) from the original list price.

Apr 12, 2026Price reducedfrom $1,100,000$1,050,000
Mar 2, 2026Listed$1,100,000

The good, the trade-offs & the location

Pros
  • Gulf access (Direct — no bridges)
  • Storm protection: Impact Windows/Doors
Consider
  • Built 2001 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • Higher association fees (~$14,593/yr)
Location convenienceHigh
Hospital
9.4 mi
NCH Baker Hospital (Naples)
Beach
2.3 mi
Vanderbilt Beach (Naples)
Airport
9.8 mi
Naples Airport
Shopping
2.1 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.