3 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226014502

$495,000

3 Bed Waterfront Home for Sale in Naples

3920 Deer Crossing Court 202, Naples, FL, 34114

3 beds2 baths2,166 sqft1 garage
GatedGolfPickleballTennisBoatingBeach AccessFitness CenterClubhousePlaygroundCommunity PoolOn-site DiningWaterfront

About this home

Nestled in the peaceful Deer Crossing village of the award-winning, gated community of Fiddler's Creek, this beautifully appointed three-bedroom, two-bath Ironwood floor plan coach home offers the best of Southwest Florida living whether you are looking for a full-time residence or the perfect seasonal retreat. What makes this unit truly special is its position as the only second-floor residence in the community with direct views of both the water and the golf course, giving you breathtaking sunsets from the comfort of your own home. As an added bonus, the home is ideally situated right next to the community pool and mailbox, so everything you need day to day is just steps from your front door. A charming courtyard entry welcomes you before you arrive upstairs via the professionally installed and regularly maintained stair lift, where soaring vaulted ceilings immediately set the tone for the bright and open feel throughout. The expansive enclosed lanai is outfitted with impact glass sliders, not only providing peace of mind and hurricane protection, but also creating a seamlessly extended living space. The well-appointed eat-in kitchen has been thoughtfully upgraded with stainless steel appliances including a double oven, a new garbage disposal, a pantry, and a breakfast bar perfect for casual meals. The adjacent dining area gives you a proper setting for entertaining family and friends. The owner's suite is a true retreat, highlighted by large windows, new bedroom blinds, a custom California Closet system, and an en-suite bath with dual sinks, separate vanities, and a spacious walk-in shower. The thoughtfully designed split-bedroom floor plan keeps two additional guest bedrooms and a full guest bath privately tucked on the opposite side of the home, one featuring its own custom California Closet system and new blinds as well. The attached garage rounds out the package with convenient parking and extra storage, and a recently replaced washer and dryer add a move-in ready finishing touch. Key updates include a 2018 water heater, a 2008 AC system with an attached air treatment system for enhanced indoor air quality, and a professionally maintained stair lift. As a resident of Fiddler's Creek, you will enjoy one of the most complete lifestyle offerings in all of Naples. The clubhouse anchors an impressive amenity package including a resort-style pool, the casual Gator Grille, and the elegant Caxambas restaurant for fine dining. A full-service fitness center with classes, spa services, tennis courts with clinics and leagues, a robust social calendar, and 10 dedicated pickleball courts with an active program ensure there is always something to do. Optional memberships are available for the championship golf course with its newly built golf clubhouse, as well as a marina and private beach club. This is not just a home, it is a lifestyle.

Property details

Type
Condominium
Year built
2000
Interior
2,166 sqft
Lot size
Not specified
Acreage
Not specified
Garage
1 car
Days on market
82
Total association fees
$7,844/yr (~$654/mo)
CDD
None
Est. taxes (1.4%)
$6,930/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
Southwest
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetIrrigationWaterLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesReserveFundRoadMaintenanceSewerStreetLightsSecurityTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsMarinaBusinessCenterClubhouseFitnessCenterGolfCoursePlaygroundPickleballParkPrivateMembershipPoolPuttingGreensRestaurantSaunaSpaHotTubSidewalksTennisCourtsTrailsManagement
At marketThis home is priced in line with comparable recent sales.
This home
$229/sqft
Comp median
$228/sqft
Difference
0%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
9224 Campanile Circle 103Dec 2025$534,6003/32,237$239
9205 Museo Circle 103May 2026$456,0003/32,237$204
9217 Museo CircleSep 2025$510,0003/32,237$228
Average3 comps$500,200$224

Market trends, Deer Crossing

Median list
$472,000
Median $/sqft
$228
Median sold (90d)
$410,000
Avg days on market
68
Active listings
6
Median sold price · Deer Crossing
$405,000last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $44,900 (8.3%) from the original list price.

Jun 10, 2026Price reducedfrom $525,000$495,000
Apr 7, 2026Listed$539,900

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 2000 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceModerate
Hospital
10.7 mi
Physicians Regional (Naples)
Beach
10.4 mi
Naples Pier / Beach
Airport
10.1 mi
Naples Airport
Shopping
11.2 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Nearby schools

Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.