3 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226018268

$540,000

3 Bed Waterfront Home for Sale in Naples

3640 Treasure Cove Circle, Naples, FL, 34114

3 beds3 baths2,006 sqft2 garage
GatedWaterfront

About this home

STUNNING "COPPER COVE" UPGRADED ($100,000+/-) FURNISHED 3 BEDROOM, DEN, 3 BATH, 2 CAR GARAGE FAMILY HOME. SELLER MOVED -A MOTIVATED SELLER! This is a ABSOLUTE must-see home that blends AFFORDABILITY, VALUE, comfort, privacy, and Southwest Florida style in the desirable LOW HOA FEE Community. This HOME features a highly desirable split-bedroom floor plan offering 3 bedrooms, den and 3 full bathrooms, including two MASTER BEDROOMS, each with its own private en-suite—ideal for multi-generational living, DUAL OWNERSHIP, guests or a great seasonal retreat. VAULTED CEILINGS, crown molding throughout, tile flooring in all main areas, lots of glass windows and 8' sliders, makes the home LIGHT-BRIGHT-SUNNY year round which is the "Florida Lifestyle" you want! including crown molding and tile flooring in all main living areas for a clean, cohesive look and easy Florida living. The inviting main living space flows seamlessly into the kitchen. "CHEFS" Kitchen with WOOD CABINETRY, LEVEL 5 GRANITE TOPS & BACKSPLASH, STAINLESS STEEL APPLIANCES designed perfectly for cooking, family & friends gathering. The bathrooms continue the upscale feel with granite countertops, giving the home a polished, move-in-ready presentation. MASTER BEDROOMS (2) have high ceilings, his & hers walk-in closets, dual vanities, all glass & tile walk-in showers. The third bedroom and additional full bath add a great unit of flexibility as an office, hobby room, or guest room. A extra large 2-car garage, complete with FINISHED FLOOR, PULL DOWN GARAGE SCREEN and overhead rack storage, ideal for extra space and convenience. Major upgrades include: NEWER ROOF, NEW WATER HEATER, NEW HIGH EFFICIENCY LENNOX A/C (2024). THE HOME HAS ALL "ELECTRIC" STEEL ROLL-DOWN HURRICANE SHUTTERS FOR STORM PROTECTION, PREP IN MINUTES on Lanai and Front Door and ACCORDION "EASY CLOSE" shutters on all windows. Step outside to enjoy the Florida lifestyle—whether it’s morning coffee, evening cocktails, or entertaining guests in your own private outdoor space. COPPER COVE IS LOCATED CLOSE TO A-RATED SCHOOLS, CHURCHES, HOSPITALS, MAJOR SHOPPING, RESTAURANTS, GOLF COURSES AND CLOSE TO ALL THE BEST ENTERTAINMENT IN SOUTHWEST FLORIDA. HOME COMES WITH A ONE YEAR COMPLETE "HOME WARRANTY" FOR TOTAL BUYER COMFORT!

Property details

Type
SingleFamilyResidence
Year built
2014
Interior
2,006 sqft
Lot size
13,068 sqft
Acreage
0.30 acres
Garage
2 car
Days on market
92
Total association fees
$3,632/yr (~$303/mo)
CDD
None
Est. taxes (1.4%)
$7,560/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInternetIrrigationWaterLegalAccountingMaintenanceGroundsReserveFundRoadMaintenanceStreetLights

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

SidewalksTrailsManagement
Above marketThis home is priced above comparable recent sales.
This home
$269/sqft
Comp median
$248/sqft
Difference
+8%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3668 Treasure Cove CourtFeb 2026$575,0003/32,006$287
9288 Grassi Way 102Jul 2026$520,0003/32,100$248
9263 Museo Circle 102Apr 2026$479,0003/32,100$228
Average3 comps$524,667$254

Market trends, Copper Cove Preserve

Median list
$644,950
Median $/sqft
$332
Median sold (90d)
$666,750
Avg days on market
109
Active listings
4
Median sold price · Copper Cove Preserve
$666,750last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $35,000 (6.1%) from the original list price.

Aug 4, 2026Price reducedfrom $550,000$540,000
May 4, 2026Listed$575,000

The good, the trade-offs & the location

Pros
  • Built 2014 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • 2-car garage
Location convenienceModerate
Hospital
10.2 mi
Physicians Regional (Naples)
Beach
10.1 mi
Naples Pier / Beach
Airport
9.7 mi
Naples Airport
Shopping
10.9 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Nearby schools

Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.