$498,900
3 Bed Waterfront Home for Sale in Naples
4501 Cardinal Cove Lane, Naples, FL, 34114
About this home
Enjoy serene lake and sunset views from this beautifully maintained former Gulf Bay model residence with desirable western exposure, offering an exceptional opportunity to enjoy relaxed luxury living in a thoughtfully designed setting. This Silverthorne floor plan features 1,913 square feet of living space and 2,605 total square feet, with two bedrooms plus a den, spacious indoor and outdoor living areas, and a two-car garage. From the screened lanai, take in peaceful water views and glowing sunsets while benefiting from the home’s ideal orientation and tranquil surroundings. The interior showcases timeless design with 15-by-15-inch porcelain tile laid on the diagonal throughout the main living areas, recessed lighting, decorative wall molding and Fanimation ceiling fans. The living room opens seamlessly to the lanai through sliding glass doors, creating an inviting flow for entertaining or everyday living. The kitchen offers Corian countertops, wood cabinetry, a Kohler cast-iron porcelain sink, recessed lighting, breakfast bar seating for two and GE appliances, including a side-by-side refrigerator, smooth-top range, built-in microwave and dishwasher. Privately situated, the primary suite enjoys calming lake views, decorative wall molding, two walk-in closets with double shelving, and a spacious bath featuring dual cultured marble vanities, a separate tub and shower, glass-enclosed walk-in shower and private water closet. The guest bedroom and den are finished with Berber carpeting and ceiling fans, while the den also features French doors with glass inserts leading to a private paver patio, offering flexibility for a home office or media space. The guest bath includes porcelain tile flooring, cultured marble vanity, linen closet, and tub/shower combination with frameless glass enclosure. Additional highlights include a roof replaced in 2019, HVAC system replaced in 2022 and a 50-gallon electric water heater installed in 2021. The laundry room offers white cabinetry, utility sink, and GE washer and dryer. The two-car garage features a painted floor for a clean finish. Combining lakefront ambiance, quality Gulf Bay construction and distinction of a former model residence, this home presents a rare opportunity to personalize and enjoy Southwest Florida living. Residents enjoy access to a 54,000-plus-square-foot club and spa featuring poolside and fine dining, a fitness center with classes and training, resort-style pools with waterfalls and slides, spa services, sauna, steam room, tennis and pickleball, bocce and a full social calendar. Optional memberships are available at The Tarpon Club for beach and marina access, and The Golf Club with its newly renovated course and clubhouse. Ideally near Marco Island, downtown Naples, the executive airport, and Gulf beaches, dining and shopping, this residence offers an exceptional resort lifestyle in one of the area’s premier gated communities.
Property details
- Type
- Attached
- Year built
- 2000
- Interior
- 1,913 sqft
- Lot size
- 5,662.8 sqft
- Acreage
- 0.13 acres
- Garage
- 2 car
- Days on market
- 83
- Total association fees
- $8,408/yr (~$701/mo)
- CDD
- None
- Est. taxes (1.4%)
- $6,985/yr
- Flood zone (area est.)
- Not available
- Storm protection
- None listed
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 3990 Deer Crossing Court 102 | Jun 2026 | $400,000 | 3/2 | 1,957 | $204 |
| 3970 Deer Crossing Court 106 | Mar 2026 | $530,000 | 3/2 | 1,777 | $298 |
| 3960 Deer Crossing Court 103 | Jun 2026 | $410,000 | 3/2 | 1,957 | $210 |
| 3668 Treasure Cove Court | Feb 2026 | $575,000 | 3/3 | 2,006 | $287 |
| 1600 Summerlit Avenue | May 2026 | $571,000 | 3/2 | 2,007 | $285 |
| 1557 Panoramic vista Avenue | Jul 2026 | $510,000 | 2/2 | 1,916 | $266 |
| Average | 6 comps | $499,333 | $258 |
Market trends, Naples
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Waterfront
- 2-car garage
- Built 2000 — pre-2002 construction may carry older wind codes and higher insurance
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.