3 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226020563

$450,000

3 Bed Waterfront Home for Sale in Naples

275 Cays Drive 2208, Naples, FL, 34114

3 beds3 baths1,827 sqft1 garage
GatedBoatingOn-site DiningWaterfront

About this home

One or more photo(s) has been virtually staged, AI generated or rendered. Welcome to the waterfront boating community of Port of the Islands, where luxury coastal living, direct Gulf access, breathtaking natural beauty come together in perfect harmony. Spacious 3-bed, 3-bath waterfront residence offers over 1,800 sq ft of living space & an exceptional lifestyle for boaters, anglers, nature lovers, or anyone seeking a peaceful SW Florida retreat. One of its most valuable features is the direct boating access to the Gulf through the Ten Thousand Islands with no bridges, making it ideal for larger boats & effortless days on the water. Enjoy year-round fishing, island hopping, kayaking, & unforgettable encounters with dolphins, manatees, & exotic birds, all from your own backyard. Boating enthusiasts will appreciate the newer dock & seawall, along with a 10,000 pound boat lift capable of accommodating up to a 28-foot boat. Thoughtfully designed split-bedroom floor plan features vaulted ceilings & open-concept living areas perfect for entertaining or relaxed waterfront living. Spacious screened lanai showcases tranquil water views & features new “no-see-um” screen mesh, creating the perfect setting for morning coffee, spectacular sunsets, cocktails, or simply unwinding after a day on the water. Master suite offers peaceful waterfront views, walk-in closet, dual sinks, & beautifully remodeled bath with new glass enclosure. Guests will appreciate the privacy of their own bedrooms & baths, making this home ideal for full-time living, seasonal enjoyment, or investment potential. Numerous upgrades provide comfort & peace of mind, including newer Stainless appliances, 2-year-old HVAC, 3-year-old water heater, fresh paint, new staircase carpeting, 1-year-old kitchen tile flooring, Brazilian cherry wood flooring, hurricane shutters throughout including electric rear shutters! Uniquely, this unit offers the ultimate peace of mind with a dedicated transfer switch & brand-new generator, ensuring uninterrupted power. Attached garage & additional parking add convenience, while the beautiful landscaping creates a wonderful tropical atmosphere. Even more impressive are the condo fees, the lowest for a 3-bed, 3-bath residence in Port of the Islands. Seller is providing buyer a 1-year AHS ShieldPlus Home Warranty! Considered one of Collier County’s hidden gems, surrounded by protected natural beauty including the Ten Thousand Islands, Big Cypress Preserve, & Picayune Strand State Forest. Community conveniences include a marina, ship store, public boat ramp, fuel station & trailer parking. Optional membership to the on-site hotel club, granting access to amenities including a heated pool, pickleball courts, fitness room, & game room. On-site fire & EMS services. Ideally located 20 min from Marco Island’s white sand beaches & 30 min from Downtown Naples shopping & dining. This exceptional home offers a perfect balance of peaceful waterfront living & modern convenience.

Property details

Type
Condominium
Year built
2003
Interior
1,827 sqft
Lot size
Not specified
Acreage
Not specified
Garage
1 car
Days on market
64
Total association fees
$6,000/yr (~$500/mo)
CDD
None
Est. taxes (1.4%)
$6,300/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
Southwest
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

InsuranceInternetLegalAccountingMaintenanceGroundsPestControlReserveFundStreetLightsTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockMarinaBoatRampRvBoatStorageRestaurant
Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.

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Market trends, Villages Of Stella Maris

Median list
$425,000
Median $/sqft
$233
Median sold (90d)
$187,500
Avg days on market
124
Active listings
7
Median sold price · Villages Of Stella Maris
$187,500last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2003 — post-2002 Florida wind codes (typically lower insurance)
  • Gulf access (Direct — no bridges)
Location convenienceLow
Hospital
20.4 mi
Physicians Regional (Naples)
Beach
22.3 mi
Naples Pier / Beach
Airport
21.4 mi
Naples Airport
Shopping
22.6 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.