3 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226021671

$935,000

3 Bed Waterfront Home for Sale in Naples

420 Cove Tower Drive 804, Naples, FL, 34110

3 beds2 baths1,754 sqft1 garage
GatedCommunity PoolBoatingWaterfront

About this home

Perched on the 8th floor, this rare end-unit residence offers a front-row seat to the very best of coastal living. From your private lanai, the views are nothing short of spectacular, stretching across the shimmering waters of Wiggins Bay and directly down the pass to the Gulf of Mexico. It’s the perfect vantage point to watch dolphins play in the wake or toast to another legendary Florida sunset. Inside, the home has been meticulously updated for modern peace of mind and effortless living. This is a true "smart home," where voice commands seamlessly control the lighting, fans, thermostat, and even the storm shutters. Recent high-end improvements include brand-new, storm-rated windows and a lanai enclosure installed in 2025, a 50-gallon water heater (2024), and a suite of newer kitchen appliances. For the tech-savvy owner, a whole-condo water sensor system and a personal weather station are already in place. The unit also has and under building garage space and a separate covered carport included. Adventure is right at your doorstep. Bequia residents enjoy on-site kayak storage and a launch site that leads you straight into the serene backwater sanctuary. For those with a larger vessel, a premier boat slip is available that can accommodate boats up to 42 feet. It comes with a massive 24,000 lb lift (ready for installation), electric, water, and WiFi—offering a truly rare opportunity for the serious boater. To complete the ultimate lifestyle, you have the option to join the prestigious Tarpon Cove Yacht & Racquet Club. Membership opens the door to a world-class clubhouse, resort-style pool, fitness center, tennis and bocce courts, and a private boat shuttle to the beach. Whether you're dining at the tiki bar or taking advantage of reciprocal golf privileges, this is more than just a home—it’s a gateway to the quintessential Naples lifestyle.

Property details

Type
Condominium
Year built
2000
Interior
1,754 sqft
Lot size
Not specified
Acreage
Not specified
Garage
1 car
Days on market
26
Total association fees
$15,908/yr (~$1,326/mo)
CDD
None
Est. taxes (1.4%)
$13,090/yr
Flood zone (area est.)
Not available
Storm protection
Impact Windows/Doors
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetPestControlReserveFundStreetLightsWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BikeStoragePoolSpaHotTubTrashVehicleWashAreaManagement
At marketThis home is priced in line with comparable recent sales.
This home
$533/sqft
Comp median
$555/sqft
Difference
-4%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
420 Cove Tower Drive 1202Mar 2026$900,0003/21,623$555
425 Cove Tower Drive 1003Oct 2025$985,0003/21,854$531
430 Cove Tower Drive 803Oct 2025$950,0003/21,623$585
Average3 comps$945,000$557

Market trends, Naples

Median list
$677,000
Median $/sqft
$367
Median sold (90d)
$605,000
Avg days on market
112
Active listings
3,977
Median sold price · Naples
$605,000last 3 months3.2% vs $625,000 prior 3 months
Median closed price by month · Naples
1.7% MoM4.2% YoY
$530k$600k$670kJul ’25Aug ’26
$590,000Aug ’26 · 469 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Impact Windows/Doors
Consider
  • Built 2000 — pre-2002 construction may carry older wind codes and higher insurance
  • Higher association fees (~$15,908/yr)
Location convenienceHigh
Hospital
9.4 mi
NCH Baker Hospital (Naples)
Beach
2.2 mi
Vanderbilt Beach (Naples)
Airport
9.8 mi
Naples Airport
Shopping
2.1 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.