$1,070,000
3 Bed Waterfront Home for Sale in Riverstone
3384 Atlantic Circle, Naples, FL, 34119
About this home
Experience the best of Naples living with sunrises from your private gated courtyard and breathtaking sunsets over the lake from your expansive screened lanai. Perfectly positioned with desirable eastern front and western rear exposure, this beautifully maintained Carlyle model enjoys one of Riverstone's most sought-after settings, offering tranquil long lake views and **no flood insurance required. Offering 3,064 square feet, this thoughtfully designed residence features 3 bedrooms plus a den, 3.5 bathrooms, and a rare 3-car garage, blending elegant entertaining with comfortable everyday living. The open great room seamlessly connects to the formal dining area, while a custom wet bar with beverage refrigerator and wine storage creates the perfect gathering space for family and friends. The well-appointed kitchen features granite countertops and backsplash, a stainless steel vented range hood, double wall ovens, abundant cabinetry, and a KitchenAid refrigerator (2022). Plantation shutters, custom his-and-hers closets, and numerous owner upgrades throughout showcase the exceptional care this home has received. The versatile den opens to the private courtyard, creating an ideal home office, media room, or flex space, while the spacious owner's suite captures peaceful lake views through beautiful bay windows and offers a luxurious bath designed for relaxation. Designed with both comfort and peace of mind in mind, the home includes a whole-house Generac generator (2019) powered by dual 120-gallon propane tanks, impact-resistant windows and doors, accordion shutters (2020), multiple whole-house surge protection systems, medical-grade UV air purification (2024), upgraded HVAC filtration, improved site drainage, a new garbage disposal (2025), and a newer LG washer and dryer (2023) in the spacious laundry room featuring a utility sink, folding counters, and abundant storage. Every improvement reflects meticulous ownership and makes this home truly move-in ready. Step outside to the expansive screened lanai where panoramic lake views create the perfect backdrop for unforgettable sunsets. The generous backyard offers ample space to design the custom pool and outdoor living area you've always envisioned. Located within Riverstone, one of North Naples' premier gated communities, residents enjoy an exceptional lifestyle with a resort-style clubhouse, fitness center, resort and lap pools, tennis, pickleball, indoor and outdoor basketball courts, playground, social activities, and access to top-rated schools. Just minutes from world-class shopping, dining, Mercato, and the Gulf's white sand beaches, this home offers the complete Naples lifestyle. Beautiful lake views, exceptional upgrades, storm-ready features, no flood insurance required, and one of Riverstone's most desirable locations make this an extraordinary opportunity to own a truly move-in-ready home.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2015
- Interior
- 3,064 sqft
- Lot size
- 9,583.2 sqft
- Acreage
- 0.22 acres
- Garage
- 3 car
- Days on market
- 65
- Total association fees
- $6,060/yr (~$505/mo)
- CDD
- None
- Est. taxes (1.4%)
- $14,980/yr
- Flood zone (area est.)
- Yes · High risk (AH)
- Storm protection
- Impact Windows/Doors
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Yes
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 3179 Pacific Drive | Jan 2026 | $890,000 | 4/4 | 3,238 | $275 |
| 2982 Cinnamon Bay Circle | Sep 2025 | $1,150,000 | 3/3 | 3,051 | $377 |
| 11201 Phoenix Way | Jan 2026 | $850,000 | 4/3 | 3,100 | $274 |
| Average | 3 comps | $963,333 | $309 |
Market trends, Riverstone
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $29,000 (2.6%) from the original list price.
| Aug 4, 2026 | Price reducedfrom $1,099,000 | $1,070,000 |
| Jun 19, 2026 | Listed | $1,099,000 |
The good, the trade-offs & the location
- Built 2015 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- Storm protection: Impact Windows/Doors
- 3-car garage
- In a higher-risk flood zone (AH) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.