$459,900
3 Bed Waterfront Home for Sale in Turtle Bay
3059 Horizon Lane 1602, Naples, FL, 34109
About this home
Perched on the second floor as a private END-UNIT, this three-bedroom, two-and-a-half bath carriage home in Turtle Bay at Bridgewater Bay pairs peaceful lake views with the ease of true resort-style living in North Naples. Inside, nearly 1,850 square feet unfolds beneath soaring vaulted ceilings, with tile flooring throughout for a clean, low-maintenance feel. The kitchen offers ample cabinetry and stainless-steel appliances, flowing naturally into open living and dining spaces. The primary suite provides a comfortable retreat with an en-suite bath and walk-in closet, while a private screened lanai extends the living space outdoors—perfect for morning coffee or evening unwinding. Every major system here has been thoughtfully updated: a new TRANE air conditioning system (2025), new washer and dryer (2024), and fresh interior paint throughout (2024) make this home genuinely move-in ready. An attached one-car garage adds everyday convenience and extra storage. Bridgewater Bay delivers an exceptional amenity package, anchored by a newly renovated clubhouse, resort-style and lap pools, a fitness center, tennis, pickleball, bocce, and basketball courts. Boaters and outdoor enthusiasts will appreciate the community's rare, secure, fenced storage for boats, trailers, and RVs. Ideally positioned near Naples' world-famous beaches, Mercato, Waterside Shops, fine dining, championship golf, and I-75, this home also falls within the well-regarded Collier County Public Schools district—modern living in Naples at its finest. Experience everything this Bridgewater Bay residence has to offer.
Property details
- Type
- Condominium
- Year built
- 2002
- Interior
- 1,849 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- 1 car
- Days on market
- 48
- Total association fees
- $10,256/yr (~$855/mo)
- CDD
- None
- Est. taxes (1.4%)
- $6,439/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 3048 Horizon Lane 1108 | Mar 2026 | $475,000 | 3/2 | 1,849 | $257 |
| 3057 Driftwood Way 4004 | Dec 2025 | $455,000 | 3/2 | 1,818 | $250 |
| 6985 Lone Oak Boulevard | Mar 2026 | $400,000 | 3/2 | 1,673 | $239 |
| 6956 Lone Oak Boulevard | Jan 2026 | $430,000 | 3/2 | 1,700 | $253 |
| Average | 4 comps | $440,000 | $250 |
Market trends, Turtle Bay
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2002 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- Higher association fees (~$10,256/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.