3 Bed Waterfront Home for Sale in Turtle Bay
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For SaleMLS# 226024949

$459,900

3 Bed Waterfront Home for Sale in Turtle Bay

3059 Horizon Lane 1602, Naples, FL, 34109

3 beds2.5 baths1,849 sqft1 garage
GatedPickleballTennisBocceFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

Perched on the second floor as a private END-UNIT, this three-bedroom, two-and-a-half bath carriage home in Turtle Bay at Bridgewater Bay pairs peaceful lake views with the ease of true resort-style living in North Naples. Inside, nearly 1,850 square feet unfolds beneath soaring vaulted ceilings, with tile flooring throughout for a clean, low-maintenance feel. The kitchen offers ample cabinetry and stainless-steel appliances, flowing naturally into open living and dining spaces. The primary suite provides a comfortable retreat with an en-suite bath and walk-in closet, while a private screened lanai extends the living space outdoors—perfect for morning coffee or evening unwinding. Every major system here has been thoughtfully updated: a new TRANE air conditioning system (2025), new washer and dryer (2024), and fresh interior paint throughout (2024) make this home genuinely move-in ready. An attached one-car garage adds everyday convenience and extra storage. Bridgewater Bay delivers an exceptional amenity package, anchored by a newly renovated clubhouse, resort-style and lap pools, a fitness center, tennis, pickleball, bocce, and basketball courts. Boaters and outdoor enthusiasts will appreciate the community's rare, secure, fenced storage for boats, trailers, and RVs. Ideally positioned near Naples' world-famous beaches, Mercato, Waterside Shops, fine dining, championship golf, and I-75, this home also falls within the well-regarded Collier County Public Schools district—modern living in Naples at its finest. Experience everything this Bridgewater Bay residence has to offer.

Property details

Type
Condominium
Year built
2002
Interior
1,849 sqft
Lot size
Not specified
Acreage
Not specified
Garage
1 car
Days on market
48
Total association fees
$10,256/yr (~$855/mo)
CDD
None
Est. taxes (1.4%)
$6,439/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

CableTvInsuranceInternetMaintenanceGroundsPestControlRecreationFacilitiesStreetLightsWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBocceCourtClubhouseFitnessCenterPlaygroundPickleballPoolRvBoatStorageSpaHotTubSidewalksTennisCourtsTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$249/sqft
Comp median
$252/sqft
Difference
-1%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3048 Horizon Lane 1108Mar 2026$475,0003/21,849$257
3057 Driftwood Way 4004Dec 2025$455,0003/21,818$250
6985 Lone Oak BoulevardMar 2026$400,0003/21,673$239
6956 Lone Oak BoulevardJan 2026$430,0003/21,700$253
Average4 comps$440,000$250

Market trends, Turtle Bay

Median list
$502,450
Median $/sqft
$274
Median sold (90d)
$463,750
Avg days on market
190
Active listings
2
Median sold price · Turtle Bay
$463,750last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2002 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
Consider
  • Higher association fees (~$10,256/yr)
Location convenienceHigh
Hospital
4.4 mi
Physicians Regional (Naples)
Beach
4.2 mi
Vanderbilt Beach (Naples)
Airport
5.8 mi
Naples Airport
Shopping
3.5 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.