3 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226027107

$799,000

3 Bed Waterfront Home for Sale in Naples

875 20th Street, Naples, FL, 34120

3 beds2 baths1,813 sqft2 garage
GatedBoatingWaterfront

About this home

One or more photo(s) has been virtually staged, AI generated or rendered. Experience the space, privacy, and possibilities of Golden Gate Estates! Situated on approximately 7.88 acres with an expansive canal frontage, this unique property offers a rare opportunity for those seeking room to spread out while remaining just a short drive from Naples' shopping, dining, and beaches. The two-story residence features 3 bedrooms, 2 bathrooms, and an open living area designed to capture peaceful views of the surrounding landscape. Interior highlights include warm wood flooring, vaulted ceilings, walk-in closets, and large sliding glass doors that fill the home with natural light. The lower level offers flexible space for a workshop, recreation area, storage, or future customization. Recent improvements include a 2018 roof and a rebuilt well (2020). Additional features include an attached garage, detached carport, multiple outbuildings, propane generator hookup with buried propane tanks, and ample outdoor space for your hobbies, equipment, or future plans. Whether you're looking for privacy, room to grow, or the opportunity to personalize a one-of-a-kind estate property, this home offers exceptional potential in one of Naples' most desirable acreage communities.

Property details

Type
SingleFamilyResidence
Year built
1996
Interior
1,813 sqft
Lot size
342,381.6 sqft
Acreage
7.86 acres
Garage
2 car
Days on market
42
Total association fees
None
CDD
None
Est. taxes (1.4%)
$11,186/yr
Flood zone (area est.)
Yes · High risk (AH)
Storm protection
Impact Windows/Doors
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Well
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Collier

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$441/sqft
Comp median
$349/sqft
Difference
+26%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1819 12th AvenueFeb 2026$670,0003/21,921$349
2484 10th AvenueMar 2026$850,0003/21,688$504
2744 8th AvenueDec 2025$625,0004/31,866$335
Average3 comps$715,000$396

Market trends, Golden Gate Estates

Median list
$709,500
Median $/sqft
$364
Median sold (90d)
$582,000
Avg days on market
94
Active listings
354
Median sold price · Golden Gate Estates
$582,450last 3 months0.4% vs $580,000 prior 3 months
Median closed price by month · Golden Gate Estates
17.4% MoM11.3% YoY
$523k$586k$650kJul ’25Sep ’26
$649,500Sep ’26 · 8 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • Built 1996 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AH) — flood insurance likely required
Location convenienceModerate
Hospital
10.5 mi
Physicians Regional (Naples)
Beach
15.8 mi
Vanderbilt Beach (Naples)
Airport
14.4 mi
Naples Airport
Shopping
14.9 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Nearby schools

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.