3 Bed Waterfront Home for Sale in Cobalt Cove
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For SaleMLS# 226028594

$729,000

3 Bed Waterfront Home for Sale in Cobalt Cove

9704 Cobalt Cove Circle, Naples, FL, 34120

3 beds2.5 baths2,623 sqft2 garage
GatedGolfPickleballTennisBoatingBeach AccessFitness CenterClubhousePlaygroundCommunity PoolOn-site DiningWaterfront

About this home

One or more photo(s) has been virtually staged, AI generated or rendered. Rare opportunity to own a spacious single-family home in The Quarry at an exceptional value! This two-story residence presents a unique chance to enjoy one of Naples' premier resort-style communities while creating a home that reflects your personal style. Designed with space and flexibility in mind, this home offers 3 bedrooms plus den and a multi-purpose room. The den features a full walk-in closet, making it an ideal 4th bedroom, private home office, or guest space. The additional multi-purpose room provides endless possibilities for a media room, playroom, fitness room, or hobby space. The impressive two-story great room creates an open and airy feel with soaring ceilings and abundant natural light throughout the home. The spacious layout is perfect for everyday living, gathering with family, or entertaining friends. Situated on a desirable corner lot with plenty of room for a custom pool, this home is conveniently located near The Quarry's residents-only rear entrance for easy access to Collier Blvd and Immokalee Road. Being sold AS IS this property is priced to reflect the opportunity for updates and personalization. Whether you are looking for a primary residence, seasonal retreat, or investment property, this is your chance to own one of the best values currently available in The Quarry. Enjoy the community's exceptional lifestyle with a 500-acre navigable lake for boating and water sports, resort-style pool, tennis, pickleball, fitness center, waterfront dining, and optional championship golf membership. Bring your vision and make this incredible home your own. Opportunities like this in The Quarry are truly rare.

Property details

Type
SingleFamilyResidence
Year built
2009
Interior
2,623 sqft
Lot size
11,325.6 sqft
Acreage
0.26 acres
Garage
2 car
Days on market
0
Total association fees
$10,140/yr (~$845/mo)
CDD
None
Est. taxes (1.4%)
$10,206/yr
Flood zone (area est.)
Not available
Storm protection
Impact Windows/Doors
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvIrrigationWaterLegalAccountingPestControlRecreationFacilitiesReserveFundStreetLightsSecurity

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBoatDockBoatRampCabanaClubhouseFitnessCenterGolfCoursePlaygroundPickleballParkPrivateMembershipPoolRvBoatStorageRestaurantShuffleboardCourtBoatSlipSpaHotTubSeeRemarksSidewalksTennisCourtsTrails
Below marketThis home is priced below comparable recent sales, a potential value.
This home
$278/sqft
Comp median
$323/sqft
Difference
-14%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
9302 Quarry DriveOct 2025$833,0003/32,575$323
9174 Treeside CourtDec 2025$872,0004/32,453$355
9201 Quartz Lane 202Apr 2026$850,0003/32,743$310
Average3 comps$851,667$329

Market trends, Naples

Median list
$679,900
Median $/sqft
$369
Median sold (90d)
$605,000
Avg days on market
110
Active listings
4,083
Median sold price · Naples
$605,000last 3 months4.7% vs $635,000 prior 3 months
Median closed price by month · Naples
14.6% MoM14.8% YoY
$525k$596k$668kJul ’25Aug ’26
$525,000Aug ’26 · 67 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2009 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • Higher association fees (~$10,140/yr)
Location convenienceHigh
Hospital
7.6 mi
Physicians Regional (Naples)
Beach
8.5 mi
Vanderbilt Beach (Naples)
Airport
10.8 mi
Naples Airport
Shopping
7.6 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.