3 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226030297

$699,000

3 Bed Waterfront Home for Sale in Naples

681 31st Street, Naples, FL, 34120

3 beds2 baths1,689 sqft2 garage
GatedBoatingWaterfront

About this home

Your tropical paradise awaits! This amazing home is situated on almost 3 acres of land, on the banks of a fresh water canal. Located on the western edge of Golden Gate Estates, just a short drive to downtown Naples and our incredible beaches, with close access to I75, and multiple shopping and dining options nearby. Enjoy peace and quiet with estate living, and no HOA rules and regulations to hinder your plans! Beautifully landscaped with just too many exotic and beautiful plants/trees/bushes to mention, let the photos take you there! This 3 bedroom, 2 full bath ranch style home will meet all your needs, and then some. Featuring a large, stone, wood burning fireplace, the home is designed to combine comfort with function. Updated in 2013, the kitchen and both bathrooms feature solid hickory cabinets with indestructable silestone countertops. Other features include a whole house reverse osmosis system, a whole house generator, and a variable speed Infiniti Carrier A/C unit, featuring 2 zones, a 4" pleated filter and u/v light. A brand new water heater and a fresh interior paint job make this home ready to move in! Professional photos coming soon, must see this property to appreciate its value!

Property details

Type
SingleFamilyResidence
Year built
1989
Interior
1,689 sqft
Lot size
118,483.2 sqft
Acreage
2.72 acres
Garage
2 car
Days on market
0
Total association fees
None
CDD
None
Est. taxes (1.4%)
$9,786/yr
Flood zone (area est.)
Yes · High risk (AH)
Storm protection
None listed
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Well
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Collier

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$414/sqft
Comp median
$377/sqft
Difference
+10%

Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3277 5th AvenueJul 2026$765,0003/21,600$478
8275 Danbury Boulevard 203Dec 2025$545,0003/21,857$293
2805 Golden Gate BoulevardJun 2026$590,0003/21,564$377
8545 Danbury Boulevard 204Mar 2026$528,0003/21,857$284
3675 1st AvenueMay 2026$785,0003/21,562$503
Average5 comps$642,600$387

Market trends, Golden Gate Estates

Median list
$724,900
Median $/sqft
$364
Median sold (90d)
$586,500
Avg days on market
93
Active listings
357
Median sold price · Golden Gate Estates
$586,500last 3 months6.7% vs $549,900 prior 3 months
Median closed price by month · Golden Gate Estates
2% MoM1.4% YoY
$523k$556k$590kJul ’25Aug ’26
$577,100Aug ’26 · 28 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
  • 2-car garage
Consider
  • Built 1989 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AH) — flood insurance likely required
Location convenienceHigh
Hospital
5.2 mi
Physicians Regional (Naples)
Beach
9.4 mi
Vanderbilt Beach (Naples)
Airport
8.9 mi
Naples Airport
Shopping
8.6 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.