3 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226031019

$9,500,000

3 Bed Waterfront Home for Sale in Naples

2020 GULF SHORE Boulevard PH-402W, Naples, FL, 34102

3 beds3.5 baths3,775 sqft3 garage
BocceBoatingBeach AccessDog ParkWaterfront

About this home

One or more photo(s) has been virtually staged, AI generated or rendered. Introducing 2020 Gulf Shore, an exclusive collection of just 18 residences positioned between The Gulf and a private harbor within The Moorings, one of Naples’ premier neighborhoods. Developed by Barron Collier Companies and Golub & Co., two names deeply rooted in Naples’ history and luxury development, this boutique community blends legacy, design, and effortless living. Interiors by Soucie Horner Design Collective bring a refined, coastal aesthetic with top-tier finishes, 10’ ceilings, expansive glass, custom cabinetry, and curated natural materials throughout the home. Thoughtfully designed outdoor living areas include built-in Wolf grills and generous terraces. A frictionless ownership experience is supported by available turnkey furniture packages and elevated à-la-carte services through Juniper Holiday + Home, offering concierge support, home-watch, provisioning, and more—ensuring true ease from day one. Amenities include a bayfront resort-style pool, two private rooftop terraces with Gulf views, a dedicated kayak/paddleboard launch, 11 boat slips for vessels up to 32’, fitness area, and secure under-building parking with EV charging. Located in The Moorings, residents enjoy quick access to Moorings Beach Club, walkable beach paths, a short golf-cart ride to Fifth Avenue South, and a few minutes’ beach walk to the new Four Seasons Hotel. Here, waterfront living is elevated by thoughtful design, premier finishes, and a rarely offered level of convenience.

Property details

Type
Condominium
Year built
2026
Interior
3,775 sqft
Lot size
Not specified
Acreage
Not specified
Garage
3 car
Days on market
0
Total association fees
$84,264/yr (~$7,022/mo)
CDD
None
Est. taxes (1.4%)
$133,000/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
Yes
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementIrrigationWaterLegalAccountingMaintenanceGroundsPestControlReserveFundRoadMaintenanceStreetLightsTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBocceCourtMarinaBikeStorageConciergeDogParkBarbecueOtherPicnicAreaSpaHotTubSeeRemarksStorageSidewalksTrashBeachAccessManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
280 4th AvenueJan 2026$8,400,0004/33,630$2,314
Average1 comps$8,400,000$2,314

Market trends, Naples

Median list
$679,000
Median $/sqft
$367
Median sold (90d)
$610,000
Avg days on market
112
Active listings
3,961
Median sold price · Naples
$605,000last 3 months3.6% vs $627,500 prior 3 months
Median closed price by month · Naples
0.4% MoM2.2% YoY
$530k$600k$670kJul ’25Aug ’26
$602,250Aug ’26 · 424 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2026 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 3-car garage
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • Higher association fees (~$84,264/yr)
Location convenienceHigh
Hospital
1.4 mi
NCH Baker Hospital (Naples)
Beach
2.7 mi
Naples Pier / Beach
Airport
2.5 mi
Naples Airport
Shopping
1.4 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.