3 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226032021

$365,000

3 Bed Waterfront Home for Sale in Naples

9856 Luna Circle 204, Naples, FL, 34109

3 beds2 baths1,489 sqft1 garage
GatedCommunity PoolWaterfront

About this home

One or more photo(s) has been virtually staged, AI generated or rendered. You won't want to miss this beautifully updated 3-bedroom, 2-bath end-unit condo with a lovely west-facing lake view and detached one-car garage! This home has been thoughtfully updated and offers an impressive array of features. The kitchen boasts granite countertops, black appliances and a double oven, along with a full-size washer and dryer. All three bedrooms feature custom closet systems providing exceptional organization and storage. Crown molding adds an elegant finishing touch to the bedrooms, while both bathrooms have been beautifully updated with new vanities, sinks, fixtures and toilets. Plantation shutters and impact windows throughout provide both style and peace of mind, with hurricane screens also included. The desirable end-unit location offers added privacy and natural light, while the west-facing lake view provides a beautiful backdrop. The detached one-car garage offers secure parking and valuable additional storage. With its extensive updates, thoughtful details and beautiful lake view, this is a condo you'll want to see!

Property details

Type
Condominium
Year built
1990
Interior
1,489 sqft
Lot size
Not specified
Acreage
Not specified
Garage
1 car
Days on market
0
Total association fees
$7,917/yr (~$660/mo)
CDD
None
Est. taxes (1.4%)
$5,110/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors, Shutters
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementInsuranceIrrigationWaterLegalAccountingMaintenanceGroundsPestControlReserveFundSewerTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

PoolManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$245/sqft
Comp median
$256/sqft
Difference
-4%

Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
9613 Crescent Garden Drive F101Nov 2025$330,0003/21,548$213
2405 Harmony Lane 203Dec 2025$375,0002/21,433$262
1920 Willow Bend Circle 1-103Mar 2026$385,0002/21,433$269
1960 Willow Bend Circle 203May 2026$370,0002/21,443$256
1980 Willow Bend Circle 203Dec 2025$365,0002/21,433$255
Average5 comps$365,000$251

Market trends, Crestview At Crescent Lake

Median list
$270,000
Median $/sqft
$227
Median sold (90d)
$297,500
Avg days on market
1
Active listings
1
Median sold price · Crestview At Crescent Lake
$297,500last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Waterfront
  • Storm protection: Impact Windows/Doors, Shutters
Consider
  • Built 1990 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
6.2 mi
Physicians Regional (Naples)
Beach
3.3 mi
Vanderbilt Beach (Naples)
Airport
7.5 mi
Naples Airport
Shopping
2.4 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.