3 Bed Waterfront Home for Sale in North Fort Myers
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For SaleMLS# 2026033925

$399,000

3 Bed Waterfront Home for Sale in North Fort Myers

4431 N Atlantic Circle, North Fort Myers, FL, 33903

3 beds3 baths1,648 sqft1 garage
GatedBoatingWaterfront

About this home

SAILBOAT ACCESS • NO BRIDGES • WESTERN EXPOSURE • BOAT LIFT • CLOSE TO THE RIVER • MAJOR UPGRADES Welcome to 4431 N Atlantic, North Fort Myers, FL, where waterfront living and convenience come together. This sailboat-access waterfront home offers no bridges to the river, western rear exposure, a private boat lift, and quick access to open water—an excellent combination for boaters and anyone looking to enjoy the Southwest Florida lifestyle. Step outside and enjoy beautiful western exposure and Florida sunsets from your own waterfront backyard. Boaters will appreciate the new seawall and dock, private boat lift, no-bridge sailboat access, and close proximity to the river, making it easy to spend your days boating, fishing, cruising, or exploring the waterways of Southwest Florida. The home has had numerous important improvements, including PVC plumbing, a newer roof, new flooring, updated showers, a new seawall, and a new dock. These major upgrades provide a great foundation for a full-time residence, seasonal retreat, or Florida vacation home. Location is another major advantage. Enjoy convenient access to shopping, dining, entertainment, and everyday necessities, while being just a short drive to Cape Coral and Downtown Fort Myers. You can enjoy the privacy and relaxation of waterfront living without giving up easy access to everything the area has to offer. Whether you're looking for a primary residence, seasonal home, waterfront getaway, or vacation property, this home delivers the features Southwest Florida buyers are searching for: sailboat Gulf access, no bridges, western exposure, boat lift, new seawall and dock, quick river access, and an outstanding North Fort Myers location. Come experience waterfront living, incredible sunsets, and the freedom of having your boat waiting right outside your back door.

Property details

Type
SingleFamilyResidence
Year built
1966
Interior
1,648 sqft
Lot size
7,187.4 sqft
Acreage
0.17 acres
Garage
1 car
Days on market
0
Total association fees
None
CDD
None
Est. taxes (1.4%)
$5,586/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$242/sqft
Comp median
$230/sqft
Difference
+5%

Based on the $/sqft of 9 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
4340 S Canal CircleMar 2026$435,0003/21,635$266
4558 Vinewood CircleMay 2026$487,0003/21,837$265
1691 Lakeside TerraceFeb 2026$480,0003/21,450$331
4632 Gulf AvenueJul 2026$420,0003/21,800$233
2303 SE 3rd StreetDec 2025$344,5003/21,497$230
2129 SE 6th LaneFeb 2026$340,0004/21,650$206
Average6 comps$417,750$255

Market trends, North Fort Myers

Median list
$274,900
Median $/sqft
$179
Median sold (90d)
$275,000
Avg days on market
91
Active listings
625
Median sold price · North Fort Myers
$275,000last 3 months6.8% vs $295,000 prior 3 months
Median closed price by month · North Fort Myers
56.6% MoM54.3% YoY
$133k$231k$329kJul ’25Aug ’26
$132,500Aug ’26 · 10 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1966 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
2 mi
Cape Coral Hospital
Beach
13.4 mi
Fort Myers Beach
Airport
5 mi
Page Field (Fort Myers)
Shopping
1.6 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.