$550,000
3 Bed Waterfront Home for Sale in St James City
3140 BINNACLE Lane, St James City, FL, 33956
About this home
GREAT INVESTMENT WATERFORNT PROPERTY WITH GULF ACCESS 3 BEDROOM 2 BATH 1,920 SQ FT UNIQUE TRIPLE-WIDE-MUST SEE! READY TO MOVE IN! A open floor plan-large living area and impressive kitchen including gas range, generous walk-in pantry, custom cabinetry, upgraded appliances, R/O water-filtration system and extensive countertop space with breakfast bar. Large rooms throughout with ceramic tile; and laminate wood flooring in bed rooms. Split bedroom layout, both can comfortable accommodate king beds. The x-large walk-in master closet has custom built-ins, the den can be used for a office, or a 3rd bedroom. Inside laundry room with on-demand gas water heater, laundry tub, ample storage and a home office build-in desk area. Palm Harbor Triple-wide home with many structure upgrades sits on a cul-de-sac with large pie shaped lot, 95 feet of seawall, great views from screened lanai, lots of windows make the home bright, open with great water views. Replaced a/c in 2018, metal roof 2017, 10,000lb covered boat lift 2019. It's Island Time here!-use the lift remote to lower your boat where minutes away is Pine Island Sound or Gulf of Mexico for some of the best fishing in SW Florida-NO BRIDGES!
Property details
- Type
- ManufacturedHome
- Year built
- 2007
- Interior
- 1,920 sqft
- Lot size
- 4,965.84 sqft
- Acreage
- 0.11 acres
- Garage
- None
- Days on market
- 403
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $7,700/yr
- Flood zone (area est.)
- Not available
- Storm protection
- None listed
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- Yes
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Yes
- County
- Lee
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 3660 Schooner Lane | Mar 2026 | $465,000 | 3/3 | 2,077 | $224 |
| 3620 Emerald Avenue | Jul 2026 | $637,500 | 2/2 | 1,850 | $345 |
| Average | 2 comps | $551,250 | $285 |
Market trends, St James City
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2007 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- No garage listed
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.