3 Bed Waterfront Home for Sale in St James City
1 / 41
▶ View Virtual Tour
For SaleMLS# 225055419

$550,000

3 Bed Waterfront Home for Sale in St James City

3140 BINNACLE Lane, St James City, FL, 33956

3 beds2 baths1,920 sqft
BoatingWaterfront

About this home

GREAT INVESTMENT WATERFORNT PROPERTY WITH GULF ACCESS 3 BEDROOM 2 BATH 1,920 SQ FT UNIQUE TRIPLE-WIDE-MUST SEE! READY TO MOVE IN! A open floor plan-large living area and impressive kitchen including gas range, generous walk-in pantry, custom cabinetry, upgraded appliances, R/O water-filtration system and extensive countertop space with breakfast bar. Large rooms throughout with ceramic tile; and laminate wood flooring in bed rooms. Split bedroom layout, both can comfortable accommodate king beds. The x-large walk-in master closet has custom built-ins, the den can be used for a office, or a 3rd bedroom. Inside laundry room with on-demand gas water heater, laundry tub, ample storage and a home office build-in desk area. Palm Harbor Triple-wide home with many structure upgrades sits on a cul-de-sac with large pie shaped lot, 95 feet of seawall, great views from screened lanai, lots of windows make the home bright, open with great water views. Replaced a/c in 2018, metal roof 2017, 10,000lb covered boat lift 2019. It's Island Time here!-use the lift remote to lower your boat where minutes away is Pine Island Sound or Gulf of Mexico for some of the best fishing in SW Florida-NO BRIDGES!

Property details

Type
ManufacturedHome
Year built
2007
Interior
1,920 sqft
Lot size
4,965.84 sqft
Acreage
0.11 acres
Garage
None
Days on market
403
Total association fees
None
CDD
None
Est. taxes (1.4%)
$7,700/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
Yes
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Lee

Maintenance included in the fee

Other

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

OtherPier
Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.

Seeing several homes? Build a tour and we'll route it for you.

Your notes on this home

Keep private notes on this home, what you love, what to ask about, saved to your account and shared with your agent.

Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3660 Schooner LaneMar 2026$465,0003/32,077$224
3620 Emerald AvenueJul 2026$637,5002/21,850$345
Average2 comps$551,250$285

Market trends, St James City

Median list
$429,000
Median $/sqft
$317
Median sold (90d)
$440,000
Avg days on market
148
Active listings
101
Median sold price · St James City
$442,500last 3 months16.4% vs $380,000 prior 3 months
Median closed price by month · St James City
20.6% MoM30.2% YoY
$215k$420k$625kJul ’25Aug ’26
$436,500Aug ’26 · 18 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2007 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
Consider
  • No garage listed
Location convenienceHigh
Hospital
12.2 mi
HealthPark Medical Center
Beach
4.7 mi
Sanibel Island
Airport
14.8 mi
Page Field (Fort Myers)
Shopping
13.4 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

Loading map…

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.