3 Bed Waterfront Home for Sale in North Captiva Dunes
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For SaleMLS# 2026020831

$865,000

3 Bed Waterfront Home for Sale in North Captiva Dunes

4580 OYSTER SHELL DR & 370 TOWNHOUSE Lane 60, Upper Captiva, FL, 33924

3 beds2 baths954 sqft
GatedPickleballTennisBoatingBeach AccessClubhouseCommunity PoolOn-site DiningWaterfront

About this home

Dock your boat and enjoy water views from an end-unit townhome, while you build your dream home on an incredible lot with direct views toward the beach and Gulf! Introducing a unique island ownership combination: Townhome #60 at 370 Townhouse Ln (Parcel ID: 05-45-21-03-00000.0600) in Safety Harbor Club, paired with a separate buildable homesite at 4580 Oyster Shell Dr, offered together as an exceptional package. The townhome offers immediate enjoyment with beautiful harbor views, shared community dockage steps away, and full access to all Safety Harbor Club amenities, including a heated pool, tennis courts, pickleball, clubhouse, dining, convenient ferry landing, and private Gulf beach access. Perfectly positioned within Safety Harbor Club, the townhome provides an ideal home base for boating, beach days, and island living, with rental or personal-use flexibility. Included in this package is 4580 Oyster Shell Dr, a valuable homesite with incredible views!  You will be stunned by the amazing view corridor looking down onto the sugar-sand beach and sparkling Gulf waters beyond.  Imagine watching the sun set every night right from your living room. This lot plus townhome combination is a must-see!

Property details

Type
Townhouse
Year built
1985
Interior
954 sqft
Lot size
1,481.04 sqft
Acreage
0.03 acres
Garage
None
Days on market
105
Total association fees
$7,000/yr (~$583/mo)
CDD
None
Est. taxes (1.4%)
$12,110/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

Trash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBoatDockBeachAccessMarinaClubhousePickleballPoolRestaurantTennisCourts
Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.

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Your notes on this home

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Market trends, Upper Captiva

Median list
$1,245,000
Median $/sqft
$759
Median sold (90d)
$1,004,500
Avg days on market
126
Active listings
17
Median sold price · Upper Captiva
$1,004,500last 3 monthsnot enough sold data to compare

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $25,000 (2.8%) from the original list price.

Aug 30, 2026Price reducedfrom $870,000$865,000
May 18, 2026Listed$890,000

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1985 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
Location convenienceModerate
Hospital
17.1 mi
Cape Coral Hospital
Beach
12.9 mi
Sanibel Island
Airport
22.1 mi
Page Field (Fort Myers)
Shopping
17.6 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Nearby schools

Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.