$1,400,000
3 Bed Waterfront Home for Sale in Useppa Island
143 Useppa Island, Useppa Island, FL, 33924
About this home
Discover the serenity of Cottage #143 on Useppa Island, where breathtaking views endlessly unfold. This remarkable three-bedroom, three-bath home graces the northwestern waterfront of Useppa Island, offering an ideal vantage point for captivating sunsets over the Intracoastal Waterway. Delight in daily aquatic spectacles performed by schooling mullet and wading birds. Step inside to find a spacious haven for entertaining, where the expansive kitchen and living area seamlessly merge. A grand wall of sliding doors open to vistas of water, creating a seamless connection between indoors and outdoors. Upstairs, you will find an ideally sized bedroom and bath with never-ending water views. Embrace the allure of waterfront living as you and your guests are drawn outdoors to the inviting porches and decks, accessible from every corner of this charming cottage. Ideal for the active island family, this two-story retreat on a private island has been thoughtfully updated. Life on the water has never been more inviting.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1978
- Interior
- 2,256 sqft
- Lot size
- 9,016.92 sqft
- Acreage
- 0.21 acres
- Garage
- None
- Days on market
- 235
- Total association fees
- $19,464/yr (~$1,622/mo)
- CDD
- None
- Est. taxes (1.4%)
- $19,600/yr
- Flood zone (area est.)
- Not available
- Storm protection
- None listed
- Exposure
- Northwest
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.
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Market trends, Useppa Island
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $175,000 (11.1%) from the original list price.
| Aug 14, 2026 | Price reducedfrom $1,450,000 | $1,400,000 |
| Dec 24, 2025 | Listed | $1,575,000 |
The good, the trade-offs & the location
- Waterfront
- Built 1978 — pre-2002 construction may carry older wind codes and higher insurance
- No garage listed
- Higher association fees (~$19,464/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.