4 Bed SingleFamilyResidence for Sale in Cape Coral
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For SaleMLS# 2026019370

$340,999

4 Bed SingleFamilyResidence for Sale in Cape Coral

341 NE 13th Terrace, Cape Coral, FL, 33909

4 beds2 baths1,671 sqft2 garage
Gated

About this home

Built to the latest 2022 codes, this home offers maximum security and insurance discounts. Modern Luxury Construction with a $0 Utility Assessment!. Step into this HOME with a stunning 1650 sqft, located in the heart of Cape Coral in a corner lot. Designed with versatility in mind, this 4-bedroom, 2-bathroom residence features a highly desirable Flex Space—perfect for a high-speed home office, creative studio, TikTok Room or guest retreat. The open-concept heart of the home showcases a chef-inspired kitchen complete with sleek granite countertops, custom cabinetry, and a full suite of stainless steel appliances. The primary suite serves as a private sanctuary, boasting a spacious walk-in closet and a spa-like en suite with dual vanity sinks. Three additional well-proportioned bedrooms provide ample space for family or guests. Beyond the interior, enjoy the security of new construction built to the latest codes, a 2-car garage and a location that puts you minutes from the best of SW Florida. The best part? You can enjoy your new lifestyle without the looming worry of city water and sewer Utilities assessments, the seller ( who is very Motivated ) already paid in full more than $38,500 and cleared the path for an stress-free closing, representing an instant equity and a significant reduction in your long-term carrying costs on taxes. Just bring your keys and your vision! Move in with total peace of mind! ALSO Your buyer could receive a credit toward closing costs with a reasonable offer.

Property details

Type
SingleFamilyResidence
Year built
2023
Interior
1,671 sqft
Lot size
11,020.68 sqft
Acreage
0.25 acres
Garage
2 car
Days on market
90
Total association fees
None
CDD
None
Est. taxes (1.4%)
$4,774/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Shutters
Exposure
North
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Maintenance included in the fee

Other

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$204/sqft
Comp median
$210/sqft
Difference
-3%

Based on the $/sqft of 20 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
326 NE 14th StreetJul 2026$349,9903/21,550$226
341 NE 14th StreetMay 2026$347,5003/21,550$224
342 NE 14th TerraceJun 2026$384,9904/21,829$210
1306 NE 4th PlaceApr 2026$344,9903/21,550$223
1325 NE 4th PlaceJun 2026$324,9994/21,499$217
1302 NE 5th AvenueMay 2026$368,9904/21,829$202
Average6 comps$353,577$217

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$233
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,460
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
1.3% MoM8.4% YoY
$340k$365k$390kJul ’25Aug ’26
$384,750Aug ’26 · 413 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $6,000 (1.7%) from the original list price.

Jul 27, 2026Price reducedfrom $343,999$340,999
Apr 28, 2026Listed$346,999

The good, the trade-offs & the location

Pros
  • Built 2023 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Storm protection: Shutters
  • 2-car garage
Location convenienceHigh
Hospital
3.3 mi
Cape Coral Hospital
Beach
15.6 mi
Fort Myers Beach
Airport
8.9 mi
Page Field (Fort Myers)
Shopping
2.5 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.