4 Bed Duplex for Sale in Cape Coral, FL, $399,000
1 / 50
For SaleMLS# 2026032656

$399,000

4 Bed Duplex for Sale in Cape Coral, FL, $399,000

613 SE 46th Terrace A, Cape Coral, FL, 33904

4 beds4 baths3,160 sqft
Gated

About this home

BEST PRICE IN TOWN! INVESTORS ARE WELCOME to this CONVENTIONAL or CASH-ONLY Deal. NO FHA FINANCING ALLOWED. Don't miss out on this extremely large Duplex with a total living area of 3,160 sq ft on a three-lot site in Downtown Cape Coral. Perfect for a large family! The property has 2 bedrooms and two bathrooms plus a den on each side with large family rooms, dining rooms, kitchens, walk-in closets, and an extra-large fully fenced backyard for more privacy. The property is in a Prime location within walking distance to Cape Coral Beach. ALL ASSESSMENTS ARE IN AND PAID, guaranteeing a lower tax bill. TILED Floors; Unit B CENTRAL AC UNIT was recently UPDATED in 2026. Come and take a look before it's gone. Showings are ONLY ALLOWED after 5 PM on weekdays, with more flexibility on Saturdays and Sundays by APPOINTMENT ONLY WITH 24-HOUR NOTICE. ¡EL MEJOR PRECIO DEL PUEBLO! SOLO INVERSIONISTAS Y COMPRADORES EN EFECTIVO SON BIENVENIDOS. PRÉSTAMOS FHA NO CALIFICAN. No pierdas la oportunidad de comprar este amplio dúplex, que cuenta con más de 3.160 pies cuadrados de área habitable y está ubicado sobre un lote triple en el Downtown de Cape Coral. ¡Perfecta para una familia grande! Con 2 cuartos, 2 baños, y un den de cada lado, con amplias salas, comedores, cocinas, grandes clósets y un patio inmenso totalmente cercado para mayor privacidad. La propiedad está en una zona privilegiada a muy poca distancia de la Playa de Cape Coral. Con AGUA POTABLE o DE CIUDAD e INSTALACIONES COMPLETAMENTE PAGADAS garantizando que sus taxes se mantengan asequibles. Con PISOS DE LOSA y una NUEVA UNIDAD DE AC en la Unidad B actualizada recientemente en el 2026. Ven a verla antes de que sea muy tarde. Los showings están permitidos solo de lunes a viernes después de las 5 PM con horarios más flexibles los sábados y domingos SOLO POR CITA CON 24 HORAS DE ANTELACIÓN.

Property details

Type
Duplex
Year built
1978
Interior
3,160 sqft
Lot size
15,028.2 sqft
Acreage
0.34 acres
Garage
None
Days on market
0
Total association fees
None
CDD
None
Est. taxes (1.4%)
$5,586/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
Not specified
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Seeing several homes? Build a tour and we'll route it for you.

Your notes on this home

Keep private notes on this home — what you love, what to ask about — saved to your account and shared with your agent.

Market trends — Cape Coral

Median list
$399,999
Median $/sqft
$235
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,496
Median sold price · Cape Coral
$385,000last 3 months7.7% vs $357,500 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM11.3% YoY
$340k$368k$395kJul ’25Jul ’26
$395,000Jul ’26 · 444 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Consider
  • Built 1978 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
Location convenienceHigh
Hospital
4.7 mi
Cape Coral Hospital
Beach
7.9 mi
Fort Myers Beach
Airport
6.2 mi
Page Field (Fort Myers)
Shopping
5.6 mi
Bell Tower Shops

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

Loading map…

Nearby schools

AGulf Elementary SchoolElementary · public · 3.5 miBGulf Middle SchoolMiddle · public · 3.4 miNRIda S. Baker High SchoolHigh · public · 3.7 miNRBrighton Academy IElementary · private · 1.9 miNRSt. Andrew Catholic SchoolK-8 · catholic · 2.7 miNRGrace Community School of SkylineElementary · private · 2.7 mi

Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.

Similar homes nearby

2 bed home in Fort Myers
For Sale

$320,000

MLS# 2025005575
2 bd2.5 ba2,165 sqft

5767 Arvine Circle, Fort Myers, FL, 33919

4 bed home in Cape Coral
For Sale

$359,900

MLS# 2026015263
4 bd2 ba2,319 sqft

3408 SW 27th Avenue, Cape Coral, FL, 33914

4 bed home in Fort Myers
For Sale

$459,900

MLS# 2026022759
4 bd4 ba2,926 sqft

9060 Gladiolus Preserve Circle, Fort Myers, FL, 33908

3 bed home in Cape Coral
For Sale

$325,000

MLS# 2026017834
3 bd2 ba2,058 sqft

1305 SE 37th Terrace, Cape Coral, FL, 33904

4 bed home in Cape Coral
For Sale

$359,900

MLS# 2026029021
4 bd2 ba2,268 sqft

1303 SW 43rd Lane, Cape Coral, FL, 33914

3 bed home in Cape Coral
For Sale

$324,900

MLS# 2026029949
3 bd2 ba2,001 sqft

1913 SW 26th Terrace, Cape Coral, FL, 33914

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.