$549,900
4 Bed 2.5 Bath Pool Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL
1309 SE 10th Terrace, Cape Coral, FL, 33990
About this home
Cape Coral Turnkey Waterfront Home with Gulf Access & Pool Discover the ultimate Florida lifestyle in this turnkey furnished Cape Coral waterfront home with Gulf access — perfect as a primary residence, vacation retreat, or income-producing rental. Inside, the bright, open floor plan is designed to capture breathtaking canal views through expansive windows. Enjoy the privacy of no visible neighbors across the canal. With four spacious bedrooms and 2.5 bathrooms there’s plenty of room for family and guests. Step outside to your screened enclosed sparkling private pool with a dedicated pool bath — perfect for sunny Florida days. Situated on a serene saltwater canal, you can launch your boat from your boat lift and be on your way to the Gulf beaches of Sanibel and Ft Myers Beach. This area of Cape Coral is known for its high elevation so no flood insurance is required even though your directly on a gulf access canal. Whether you’re seeking a Cape Coral vacation rental investment or your own slice of paradise, this home checks all the boxes.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2003
- Interior
- 2,443 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 2 car
- Days on market
- 231
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $7,699/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Shutters
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 727 SE 10th Avenue | Oct 2025 | $640,000 | 4/3 | 2,416 | $265 |
| 1457 SE 16th Street | Aug 2025 | $530,000 | 4/3 | 2,295 | $231 |
| 1917 SE 12th Street | Aug 2025 | $615,000 | 4/2 | 2,494 | $247 |
| 1104 SE 16th Terrace | May 2026 | $590,000 | 4/3 | 2,337 | $252 |
| 1505 SE 4th Street | Apr 2026 | $669,000 | 3/3 | 2,596 | $258 |
| Average | 5 comps | $608,800 | $251 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $129,900 (20.6%) from the original list price.
| May 15, 2026 | Sold | $500,000 |
| Mar 26, 2026 | Price reducedfrom $575,000 | $549,900 |
| Feb 4, 2026 | Back on market | |
| Aug 19, 2025 | Listed | $629,900 |
The good, the trade-offs & the location
- Built 2003 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Private pool
- Waterfront
- Storm protection: Shutters
- 2-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.