$575,000
4 Bed Pool Home for Sale in Cape Coral
1316 NE 20th Street, Cape Coral, FL, 33909
About this home
A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced Triple Lot—Safely Located Outside the Flood Zone with NO Flood Insurance Required! ON THE MARKET AT A DETONATED PRICE—APPRAISED SIGNIFICANTLY HIGHER! Why settle for a cramped, cookie-cutter house on a tiny lot? Welcome to 1316 NE 20th Street, a custom-built waterfront fortress situated on a rare, sprawling 0.34-ACRE TRIPLE LOT that guarantees incredible privacy, expansive space, and a lifestyle that stands entirely on its own. The absolute crown jewel of this estate is the oversized, extra-deep 3-car garage, fully outfitted with its own independent mini-split air conditioning system! This pristine, climate-controlled space is an absolute dream layout for classic car collectors, premium workshops, or immaculate toy storage. Financial peace of mind is built right into the location: situated high and dry in a coveted X-Flood Zone, this home requires ZERO mandated flood insurance, instantly saving you thousands of dollars annually compared to high-risk coastal areas. Step inside to discover over 2,600 square feet of custom architectural luxury. A massive, wide-open great room greets you with soaring volume ceilings and panoramic views out to your private backyard resort. The chef-inspired kitchen features custom cabinetry and premium wrap-around countertops perfect for high-end entertaining. (2) NEWER A/C SYSTEMS and NEWER ROOF! Step out onto the expansive brick paver lanai to enjoy your massive saltwater pool, or walk down to your private concrete dock equipped with a protective boat canopy right on a wide, serene freshwater canal. Every inch of this property radiates structural integrity and custom scale that you simply cannot duplicate in today's rapid new-construction builds. Do not leave your equity on the table—schedule your private tour today!
Property details
- Type
- SingleFamilyResidence
- Year built
- 2014
- Interior
- 2,689 sqft
- Lot size
- 14,984.64 sqft
- Acreage
- 0.34 acres
- Garage
- 3 car
- Days on market
- 101
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $8,050/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- Yes
- Gulf access type
- Indirect — bridges/locks
- Pool
- Yes
- Spa
- No
- Natural gas
- No
- Water
- Assessment Unpaid
- Sewer
- Assessment Unpaid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 330 NE 20th Street | Jul 2026 | $627,000 | 4/2 | 2,515 | $249 |
| 2579 Sawgrass Lake Court | Apr 2026 | $453,505 | 4/3 | 2,712 | $167 |
| 2007 NE 1st Avenue | Aug 2026 | $600,000 | 4/3 | 2,528 | $237 |
| Average | 3 comps | $560,168 | $218 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $139,900 (20%) from the original list price.
| Jul 10, 2026 | Sold | $560,000 |
| May 31, 2026 | Price reducedfrom $625,000 | $575,000 |
| Feb 25, 2026 | Listed | $699,900 |
The good, the trade-offs & the location
- Built 2014 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Private pool
- Gulf access (Indirect — bridges/locks)
- Storm protection: Impact Windows/Doors
- 3-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.