4 Bed Pool Home for Sale in Cape Coral
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SoldMLS# 2026012018

$949,000

4 Bed Pool Home for Sale in Cape Coral

4301 NW 20th Terrace, Cape Coral, FL, 33993

4 beds3 baths2,207 sqft3 garage
GatedBoatingWaterfront

About this home

Get ready! This 2018 DIRECT GULF ACCESS HOME is located on a beautiful 200-foot saltwater canal in NW Cape Coral. Grab the family, hop in the boat, and let’s go fishing and end the day with a relaxing sunset! Once inside this open and captivating 2,207 square foot home with a split floor plan, you’ll find calming water views. Step into the chef’s kitchen with a direct view of the canal begging to take you on a fishing trip! The large home offers four bedrooms, a large den, three full bathrooms with pool access from the outside, and a three-car garage. The open kitchen is ready for a new chef and features Smart Samsung Black Stainless Steel appliances, including a refrigerator, electric cooktop, double oven, two dishwashers, and 42-inch cabinets. More to explore with a spacious main suite and large bathroom with double vanities, a large walk-in shower, a toilet room with a linen closet, and two closets. Additionally, you will find triple pocket sliding lanai doors, tray ceilings, and crown molding. The rear of the home is fully fenced and pet- and child-friendly. The lanai is designed for relaxation, fun, and entertaining, featuring a large football-ready TV lounging area, a dining area, and a functional outdoor kitchen with a vented hood, an island with a sink, a refrigerator, and a heated saltwater pool and spa. It also offers the much-welcomed no-see-um screens, beautiful pavers, and overlooks the canal and occasional neighboring boaters off to explore the day. A boaters’ dream dock starts with your own 35-foot dock with a 13,000-pound lift, boat canopy (2025), water, and electric are both available. Have the blast hanging out at your very own Tiki hut with your very own plexiglass fish viewing window located on the deck. End the day by relaxing watching the sunset after a day of successful fishing with the grandkids. (Boat not included in the sale.) The home is equipped with a whole-house reverse osmosis system, electric storm shutters on the lanai, impact glass throughout, double switch fan controls, and recessed lighting. Pool and reverse osmosis maintenance is prepaid until the end of 2026. In-sink disposal replaced Dec 2024 and the pool heater was replaced in Dec 2025.

Property details

Type
SingleFamilyResidence
Year built
2018
Interior
2,207 sqft
Lot size
10,018.8 sqft
Acreage
0.23 acres
Garage
3 car
Days on market
11
Total association fees
None
CDD
None
Est. taxes (1.4%)
$13,286/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
Northeast
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
Yes
Spa
Yes
Natural gas
No
Water
Well
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$430/sqft
Comp median
$395/sqft
Difference
+9%

Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
2208 NW 38th PlaceDec 2025$900,0003/32,354$382
1618 NW 43rd AvenueFeb 2026$1,000,0004/32,323$430
1806 NW 38th PlaceAug 2026$830,0004/32,042$406
1503 NW 39th AvenueMay 2026$875,0003/22,279$384
1412 Old Burnt Store RoadMar 2026$955,0004/22,043$467
3425 NW 18th TerraceJul 2026$849,9004/32,265$375
Average6 comps$901,650$407

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$232
Median sold (90d)
$384,750
Avg days on market
92
Active listings
2,482
Median sold price · Cape Coral
$384,999last 3 months6.9% vs $360,000 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM5.7% YoY
$340k$365k$390kJul ’25Sep ’26
$369,990Sep ’26 · 69 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $79,000 (8.3%) from the original list price.

Apr 24, 2026Sold$870,000
Mar 18, 2026Listed$949,000

The good, the trade-offs & the location

Pros
  • Built 2018 — post-2002 Florida wind codes (typically lower insurance)
  • Private pool
  • Gulf access (Direct — no bridges)
  • Storm protection: Impact Windows/Doors
  • 3-car garage
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
8.3 mi
Cape Coral Hospital
Beach
17.5 mi
Sanibel Island
Airport
14.2 mi
Page Field (Fort Myers)
Shopping
8 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.