$899,000
4 Bed Pool Home for Sale in Four Mile Cove
2106 SE 20th Lane, Cape Coral, FL, 33990
About this home
RESORT-STYLE TURNKEY GULF ACCESS HOME IN FOUR MILE COVE WITH SOUTHERN EXPOSURE, 130-FOOT CANAL VIEWS, AND QUICK ACCESS TO OPEN WATER! Welcome to 2106 SE 20th Ln, a beautifully updated 3-bedroom + office, 3-bath waterfront home offering 2,377 sq ft of living space, Southern rear exposure, and AMAZING VIEWS across a 130-foot-wide canal. Sold TURNKEY furnished with newer furniture, this home feels like resort-style living from the moment you arrive, with mature landscaping, decorative curbing, a paver driveway, 3-car garage, screened double-door entry, and a dramatic arched transom window opening to the foyer. Inside, the open main living area features SOARING VAULTED CEILINGS, lots of natural light, new flooring, remote-controlled electric blinds, an electric fireplace, and indoor/outdoor Sonos sound. The kitchen offers granite countertops, abundant cabinetry, stainless steel appliances, breakfast bar seating, WALK IN PANTRY and a built-in desk area. The spacious primary suite overlooks the water and includes a sitting area, tray ceiling, lanai access, walk-in closet, and large bath with dual sinks, makeup vanity, soaking tub, and separate shower. The SOUTHERN EXPOSURE backyard delivers all-day sun on the screened lanai, saltwater pool, spa, waterfall, and swim-up bar. Boaters will love the composite dock, 13,000 LB BOAT LIFT with Gem remote, and QUICK GULF ACCESS with open water in approximately 20 minutes. Additional features include electric roll-down hurricane shutters, 2022 AC, 2024 washer and dryer, laundry room with sink and cabinets, and pool storage under air. THIS HOME HAS NEVER FLOODED IN ANY STORM. Located near shopping, dining, parks, and everything SE Cape Coral has to offer!
Property details
- Type
- SingleFamilyResidence
- Year built
- 2005
- Interior
- 2,377 sqft
- Lot size
- 11,238.48 sqft
- Acreage
- 0.26 acres
- Garage
- 3 car
- Days on market
- 44
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $12,586/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- Yes
- Gulf access type
- Direct — no bridges
- Pool
- Yes
- Spa
- Yes
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 2202 SE 19th Place | Jun 2026 | $680,000 | 3/2 | 2,300 | $296 |
| 1813 SE 21st Terrace | Oct 2025 | $757,500 | 3/2 | 2,222 | $341 |
| 2313 SE 19th Place | Apr 2026 | $710,000 | 3/2 | 2,293 | $310 |
| 2010 SE 18th Avenue | Aug 2026 | $705,000 | 3/3 | 2,326 | $303 |
| 2122 Coral Point Drive | Jun 2026 | $1,110,000 | 3/3 | 2,189 | $507 |
| 2607 SE 23rd Avenue | May 2026 | $799,900 | 3/2 | 2,292 | $349 |
| Average | 6 comps | $793,733 | $351 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $62,230 (6.8%) from the original list price.
| Aug 26, 2026 | Sold | $852,770 |
| Jul 14, 2026 | Price reducedfrom $915,000 | $899,000 |
| Jun 19, 2026 | Listed | $915,000 |
The good, the trade-offs & the location
- Built 2005 — post-2002 Florida wind codes (typically lower insurance)
- Private pool
- Gulf access (Direct — no bridges)
- Storm protection: Impact Windows/Doors
- 3-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.