$624,900
4 Bed 3 Bath Pool Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL
1909 SW 29th Terrace, Cape Coral, FL, 33914
About this home
LOWEST PRICED PSF ZONE X WITH NO LENDER FLOOD REQUIREMENT. $10K BUYER CREDIT TOWARD UPDATES, INTEREST RATE BUY DOWN OR CLOSING COSTS. —HIGHLIGHTS: • SW Gulf-Access Canal Home • Zone X - No Flood Req' • Assessments Paid-In-Full – All city utilities • New heated/cooled saltwater pool with sun shelf and hard to find water level autofill • 7,500# boat lift • New Roof in 2022 • Spacious 3 bedroom + den/flex room used as a 4th bed • 2 ensuite bedrooms – ideal for guests/multigenerational living • Oversized garage with tall ceilings DESCRIPTION: Experience SW Florida waterfront living in this spacious SW Cape Coral gulf-access canal home. No lender flood insurance requirement and no history of ever flooding. You want all paid city utilities, do not buy a home on well water or septic in Cape Coral. This property offers peace of mind while helping keep annual ownership costs lower than many waterfront homes. Offering 2,389 sq ft, the home features 3 bedrooms plus a large den currently used as a 4th bedroom and 3 full bathrooms. The thoughtfully designed split floor plan provides privacy and flexibility, including 2 ensuite bedrooms ideal for guests/extended family. The spacious primary suite features a large walk-in closet, double vanity, private water closet, jetted soaking tub, and walk-in shower. The open living areas are designed for indoor-outdoor Florida living. Pocketing sliding glass doors in the entryway, family room, and primary bedroom open to the lanai, blending indoor and outdoor spaces. Large windows bring in abundant natural light while framing peaceful canal views. For those who value storage and functionality, this home delivers exceptional space. The oversized walk-in pantry, secondary appliance pantry, laundry room with extensive cabinetry, large closets throughout, and an 11' x 17' storage room (perfect as a workshop or man cave) provide storage rarely found in homes of this size. Step outside to your private waterfront retreat. The new 14' x 24' heated/cooled saltwater pool features a relaxing sun shelf for in-water lounging and an autofill system for easy maintenance. The expansive screened lanai includes large picture windows that maximize canal views—perfect for entertaining or relaxing while enjoying peaceful canal views and passing boats. Boating enthusiasts will appreciate the 7,500# boat lift and direct gulf access, making it easy to head out for a day on the water right from your backyard. ADDITIONAL FEATURES INCLUDE: • PEX plumbing w/Manibloc system • New electrical breaker panel • LED lighting throughout • 50-amp Generator hookup • 50-amp RV hookup • Maintenance-free landscaping with automatic irrigation • Oversized 2-car garage with 600+ sq ft, high ceilings, and a tall garage door suitable for small boats or trailers • Dog door from the lanai to a small fenced dog run • Flex room used as a 4th bedroom with space for a closet • Guest bedroom layout allows potential conversion to a third ensuite.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2002
- Interior
- 2,389 sqft
- Lot size
- 10,410.84 sqft
- Acreage
- 0.24 acres
- Garage
- 2 car
- Days on market
- 140
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $8,749/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 15 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1635 SW 30th Street | Mar 2026 | $479,000 | 4/3 | 2,238 | $214 |
| 1900 SW 26th Terrace | Nov 2025 | $555,000 | 3/2 | 2,200 | $252 |
| 2101 SW 26th Terrace | Feb 2026 | $747,000 | 4/3 | 2,416 | $309 |
| 2103 SW 26th Terrace | Dec 2025 | $500,000 | 3/2 | 2,471 | $202 |
| 2613 SW 22nd Place | Dec 2025 | $540,000 | 4/3 | 2,577 | $210 |
| 2217 SW 32nd Street | Feb 2026 | $780,000 | 3/3 | 2,343 | $333 |
| Average | 6 comps | $600,167 | $253 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $149,900 (20%) from the original list price.
| Apr 13, 2026 | Sold | $600,000 |
| Mar 29, 2026 | Price reducedfrom $649,900 | $624,900 |
| Nov 10, 2025 | Listed | $749,900 |
The good, the trade-offs & the location
- Built 2002 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Private pool
- Waterfront
- 2-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.