4 Bed 2 Bath Pool Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL
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SoldMLS# 2026001710

$699,000

4 Bed 2 Bath Pool Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL

2326 SW 21st Terrace, Cape Coral, FL, 33991

4 beds2 baths2,203 sqft3 garage
GatedBoatingWaterfront

About this home

Built in 2023, this 4 bedroom, 2 bath home offers modern design, energy efficiency, and a central Cape Coral location close to restaurants and everyday conveniences. Situated on an oversized lot along a freshwater canal, this property provides space, privacy, and functionality. Features include a cement tile roof, impact windows and doors, and energy-efficient foam insulation. All bedrooms offer walk-in closets, and plantation shutters are installed throughout the home. The outdoor living area is ideal for Florida living with a solar-heated pool, screened-in lanai, paver pool deck, gazebo, and fully fenced yard with upgraded landscaping. A paver driveway and 3 car garage complete the package. Seller is open to selling the home furnished and will pay off city water assessments at closing!

Property details

Type
SingleFamilyResidence
Year built
2023
Interior
2,203 sqft
Lot size
11,848.32 sqft
Acreage
0.27 acres
Garage
3 car
Days on market
30
Total association fees
None
CDD
None
Est. taxes (1.4%)
$9,786/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors, Shutters
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$317/sqft
Comp median
$297/sqft
Difference
+7%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
2322 SW 19th StreetDec 2025$649,9004/32,213$294
1824 SW 23rd CourtJun 2026$649,9003/22,188$297
2320 SW 20th AvenueJun 2026$664,9003/32,098$317
Average3 comps$654,900$303

Market trends — Cape Coral

Median list
$399,999
Median $/sqft
$234
Median sold (90d)
$384,900
Avg days on market
94
Active listings
2,509
Median sold price · Cape Coral
$382,000last 3 months7% vs $356,900 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM11.3% YoY
$340k$368k$395kJul ’25Jul ’26
$395,000Jul ’26 · 316 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $14,000 (2%) from the original list price.

Feb 24, 2026Sold$685,000
Jan 10, 2026Listed$699,000

The good, the trade-offs & the location

Pros
  • Built 2023 — post-2002 Florida wind codes (typically lower insurance)
  • Private pool
  • Waterfront
  • Storm protection: Impact Windows/Doors, Shutters
  • 3-car garage
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
5 mi
Cape Coral Hospital
Beach
11.9 mi
Fort Myers Beach
Airport
10 mi
Page Field (Fort Myers)
Shopping
5.7 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.